Regardless if you are a first time home buyer or purchasing a new home in Waterbury Connecticut, our vetted loan officers have a strong understanding of the local real estate market and what it takes to close your physician home mortgage with competency and know-how.
Our loan officers in Waterbury Connecticut provide specialized financing for doctors, just like you.
First off, let’s discuss why physician mortgage loans even exist. The reason is that doctors are very profitable customers for financial institutions. They take out big loans early in their careers and almost always pay them off. Lenders use physician home loans to secure early career doctors by loaning them more money with far fewer requirements than their competitions.
If you are trying to find a physician home loan in Waterbury Connecticut then you came to the perfect place.
You’ve worked very hard to become a doctor and purchasing home shouldn’t be nearly as challenging.
Did you know there is a special loan that makes it easy for doctors to buy a home?
A home loan specifically for doctors?
Yup, doctors get their own mortgage!
A physician mortgage is a customized loan program created just for doctors in the home buying process.
We understand the budgetary demands of your student loan financial obligation, and how vital it is to preserve working capital for when the time is right with launching your career. Regardless if you are a couple years into practice, or a well established doctor, you can rely on us to find a home loan that is specifically tailored for your needs.
A lot of doctors in Waterbury Connecticut may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan financial debt or minimal to no work history.
Despite these factors smart lending institutions know that doctors are a good choice because they historically have an extremely low default rate on loans, high earning potential and secure jobs.
Not all financial institutions offer this specialized product and within banks that do just simply speaking with the best home loan officer makes a remarkable difference.
Buying a home doesn’t need to drain your savings and the process doesn’t need to drain your time.
What if you have some money to put down or are thinking about delaying until you have the cash?
Our lenders can do the math for you and show you what each circumstance looks like and the advantages of each too.
In most instances, you’ll get your mortgage paid off earlier and save thousands of dollars on interest rates too.
Furthermore, don’t forget that having equity in your home will most likely offer more security and overall flexibility, specifically if something unexpected happens. With the 100% financed physician mortgage loan, you ought to expect to start out under water. If something does not work out and you’re forced to sell quickly, you should be prepared to write a potentially sizable check for up to 10% of the purchase price just to get out of the house.
No matter if you are relocating down the street, across town or across the country, we are here to lend a hand you all throughout the physician home mortgage process:: because you deserve it!
Doctors, get the home of your dreams with our Waterbury Connecticut physician loan program!
Less than an hour ago, doctors just like you requested a loan from the locations listed below.