Regardless of whether our clients are a first time home buyer or purchasing a new home in Port St. Lucie Florida, our vetted loan officers have a solid understanding of the local real estate market and what it really takes to close your physician mortgage with competency and know-how.
Our loan officers in Port St. Lucie Florida provide exclusive financing for doctors, exactly like you.
To start with, let’s talk about why physician mortgage loans even exist. The reason is that doctors are really profitable clients for lenders. They take out big loans early in their careers and almost always pay them off. Lenders use physician home loans to lock in early career doctors by lending them more money with fewer stipulations than their competitions.
If you are looking for a physician mortgage loan in Port St. Lucie Florida then you came to the right place.
You’ve trained very hard to become a doctor and purchasing home really should not be nearly as challenging.
Did you know there is a special loan that makes it easy for doctors to buy a home?
A home loan just for doctors?
Yup, doctors get their own home loan!
A physician home loan is a special loan program made just for doctors in the home purchasing process.
We understand the financial demands of your student loan debt, and how vital it is to maintain working capital for when the time is right with starting your career. Regardless if you are a couple years into practice, or a well established doctor, you can rely on us to find a mortgage loan that is specially tailored for your needs.
A lot of physicians in Port St. Lucie Florida may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan debt or little to no work history.
Despite these factors smart financial institutions know that doctors are a good bet considering that they traditionally have an exceptionally low nonpayment rate on loans, high earning potential and stable jobs.
Not all mortgage lenders offer this specialized product and within banking institutions that do simply speaking to the best mortgage officer makes a tremendous difference.
Buying a home doesn’t need to empty your savings and the process doesn’t need to drain your time.
Suppose you have some money to put down or are considering delaying until you have the cash?
Our mortgage lenders can do the math for you and show you what each situation looks like and the advantages of each too.
In most cases, you’ll get your home mortgage paid off sooner and save thousands on interest rates too.
Additionally, don’t forget that having equity in your house will definitely provide greater security and overall flexibility, especially if something unanticipated happens. With the 100% financed physician home mortgage loan, you ought to expect to begin under water. If something does not work out and you are forced to sell quickly, you should be prepared to write a potentially big check for as much as 10% of the purchase price just to get out of the home.
Regardless of whether you’re relocating down the road, across town or across the country, we are right here to assist you all throughout the physician home mortgage process:: because you deserve it!
Doctors, get the house of your dreams with our Port St. Lucie Florida physician home loan program!