Whether or not you are a first time home buyer or purchasing a new home in Lakeland Florida, our vetted loan officers have a strong understanding of the local area real estate industry and what it really requires to secure your physician home loan with proficiency and know-how.
Our loan officers in Lakeland Florida offer special financing for doctors, exactly like you.
First and foremost, let’s discuss why physician mortgage loans even exist. The reason is that doctors are extremely profitable customers for financial institutions. They take out big loans early in their careers and almost always pay them off. Lenders use physician home loans to lock in early career doctors by loaning them more money with far fewer terms than their competitors.
If you are searching for a physician home loan in Lakeland Florida then you came to the perfect place.
You’ve worked very hard to become a doctor and buying home shouldn’t be nearly as difficult.
Did you know there is a special loan that makes it easy for doctors to buy a home?
A home loan just for doctors?
Yup, doctors get their own mortgage!
A physician home loan is a specialty loan program designed just for doctors in the home buying process.
We understand the personal financial demands of your student loan financial obligation, and how essential it is to preserve working capital for when the time is right with embarking upon your career. Regardless if you are a couple years into practice, or a well established doctor, you can rely on us to find a home loan that is specifically tailored for your needs.
Quite a few doctors in Lakeland Florida may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan debt or very little to no work history.
Despite these factors smart lenders know that doctors are a good choice due to the fact that they typically have an incredibly low nonpayment rate on loans, high earning potential and stable jobs.
Not all mortgage lenders offer this specialized product and within banks that do simply consulting with the best mortgage officer makes an enormous difference.
Buying a house doesn’t need to empty your savings and the process doesn’t have to drain your time.
What if you have some funds to put down or are thinking about waiting until you have the money?
Our loan providers can do the math for you and show you what each situation looks like and the advantages of each too.
In most instances, you’ll get your mortgage paid off earlier and save thousands of dollars on interest too.
Additionally, don’t forget that having equity in your house will definitely offer greater security and flexibility, particularly if something unforeseen happens. With the 100% financed physician mortgage loan, you should expect to start out under water. If something doesn’t work out and you are forced to sell quickly, you should be prepared to write a potentially large check for as much as 10% of the purchase price just to get out of the house.
Whether you’re relocating down the street, across town or across the country, we are available to assist you through the physician home mortgage process:: because you deserve it!
Doctors, get the house of your dreams with our Lakeland Florida physician home loan program!
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