Regardless of whether our clients are a first time home buyer or buying a new home in Lake Charles Louisiana, our vetted loan officers have a solid understanding of the local area real estate market and what it really requires to close your physician home mortgage with efficiency and expertise.
Our loan officers in Lake Charles Louisiana provide special financing for doctors, exactly like you.
First, let’s talk about why physician mortgage loans even exist. The main reason is that doctors are really profitable customers for financial institutions. They take out big loans early in their careers and almost always pay them off. Lenders use physician home loans to lock in early career doctors by lending them more money with a lot fewer terms than their competitors.
If you are trying to find a physician loan in Lake Charles Louisiana then you came to the right place.
You’ve worked very hard to become a doctor and buying home should not be nearly as difficult.
Did you know there is a special loan that makes it easy for doctors to buy a home?
A home loan only for doctors?
Yup, doctors get their own mortgage!
A physician home mortgage is a specialized loan program made just for doctors in the home purchasing process.
We understand the personal financial demands of your student loan debt, and how vital it is to preserve working capital for when the time is right with starting your career. No matter if you are a couple years into practice, or a well established doctor, you can rely on us to find a mortgage loan that is exclusively tailored for your needs.
Many physicians in Lake Charles Louisiana may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan financial debt or little to no work history.
Despite these factors smart loan providers know that doctors are a good bet considering that they historically have an extremely low nonpayment rate on loans, high earning potential and stable jobs.
Not all banks offer this specialized product and within banks that do just simply talking with the right mortgage loan officer makes a remarkable difference.
Purchasing a home doesn’t need to empty your savings and the process doesn’t have to drain your time.
Suppose you have some cash to put down or are thinking about waiting until you have the cash?
Our mortgage lenders can do the math for you and show you what each situation looks like and the advantages of each too.
In most situations, you’ll get your mortgage paid off earlier and save thousands on interest rates too.
Furthermore, don’t forget that having equity in your home will provide more security and overall flexibility, especially if something unanticipated happens. With the 100% financed physician mortgage loan, you ought to anticipate to begin underwater. If something doesn’t work out and you are forced to sell quickly, you should be prepared to write a potentially big check for as much as 10% of the purchase price simply to get out of the house.
Regardless of whether you’re moving down the road, across town or across the country, we are available to help you throughout the physician home loan process:: because you deserve it!
Doctors, get the house of your dreams with our Lake Charles Louisiana physician loan program!
Less than an hour ago, doctors just like you requested a loan from the locations listed below.
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