Whether or not our clients are a first time home buyer or buying a new home in Johnson City Tennessee, our vetted loan officers have a solid understanding of the local area real estate market and what it takes to close your physician home loan with competency and know-how.
Our loan officers in Johnson City Tennessee provide exclusive financing for doctors, just like you.
To start with, let’s talk about why physician mortgage loans even exist. The main reason is that doctors are extremely profitable clients for lenders. They take out big loans early in their careers and almost always pay them off. Lenders use physician home loans to secure early career doctors by lending them more money with a fewer number of requirements than their competitions.
If you are searching for a physician mortgage loan in Johnson City Tennessee then you came to the right place.
You’ve worked very hard to become a doctor and purchasing home shouldn’t be nearly as challenging.
Did you know there is a special loan that makes it easy for doctors to buy a home?
A home loan specifically for doctors?
Yup, doctors get their own mortgage!
A physician home mortgage is a special loan program created just for doctors in the home purchasing process.
We are aware of the personal financial demands of your student loan financial obligation, and how important it is to preserve working capital for when the time is right with starting your career. Whether you are a couple years into practice, or a well established doctor, you can rely on us to find a home loan that is specifically tailored for your needs.
Many physicians in Johnson City Tennessee may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan financial debt or minimal to no work history.
Despite these reasons smart financial institutions know that doctors are a good choice considering that they generally have an extremely low default rate on loans, high earning potential and stable jobs.
Not all banks offer this specialized product and within banking institutions that do just simply talking with the best mortgage loan officer makes a significant difference.
Purchasing a home doesn’t need to empty your savings and the process doesn’t need to drain your time.
Suppose you have some funds to put down or are looking at waiting until you have the funds?
Our mortgage lenders can do the math for you and show you what each circumstance looks like and the advantages of each too.
In most cases, you’ll get your mortgage paid off earlier and save thousands of dollars on interest rates too.
Furthermore, don’t forget that having equity in your home will most likely offer more security and overall flexibility, specifically if something unexpected happens. With the 100% financed physician mortgage loan, you ought to expect to start out underwater. If something doesn’t work out and you’re forced to sell quickly, you should be prepared to write a potentially large check for up to 10% of the purchase price simply to get out of the home.
No matter if you are moving down the street, across town or across the country, we are here to assist you all throughout the physician home mortgage process:: because you deserve it!
Doctors, get the home of your dreams with our Johnson City Tennessee physician home mortgage program!
Less than an hour ago, doctors just like you requested a loan from the locations listed below.