Whether or not our clients are a first time home buyer or purchasing a new home in Huntington Beach California, our vetted loan officers have a strong understanding of the local area real estate industry and what it takes to secure your physician loan with proficiency and know-how.
Our loan officers in Huntington Beach California provide exclusive financing for doctors, just like you.
First, let’s talk about why physician mortgage loans even exist. The reason is that doctors are extremely profitable clients for lending institutions. They take out big loans early in their careers and almost always pay them off. Lenders use physician home loans to secure early career doctors by lending them more money with far fewer stipulations than their competitions.
If you are looking for a physician loan in Huntington Beach California then you came to the perfect place.
You’ve worked very hard to become a doctor and purchasing home should not be nearly as challenging.
Did you know there is a special loan that makes it easy for doctors to buy a home?
A home loan only for doctors?
Yup, doctors get their own loan!
A physician home mortgage is a special loan program developed just for doctors in the home purchasing process.
We are aware of the personal financial demands of your student loan financial debt, and how important it is to preserve working capital for when the time is right with embarking upon your career. No matter if you are a couple years into practice, or a well established doctor, you can depend on us to find a home loan that is specially tailored for your needs.
A lot of doctors in Huntington Beach California may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan financial obligation or minimal to no work history.
Despite these factors smart financial institutions know that doctors are a good choice due to the fact that they typically have an incredibly low default rate on loans, high earning potential and stable jobs.
Not all banks offer this specialized product and within banking institutions that do simply consulting with the right home loan officer makes a tremendous difference.
Buying a home doesn’t have to empty your savings and the process doesn’t need to drain your time.
What if you have some funds to put down or are looking at delaying until you have the cash?
Our lenders can do the math for you and show you what each scenario looks like and the benefits of each too.
In most instances, you’ll get your mortgage loan paid off earlier and save thousands of dollars on interest too.
Furthermore, don’t forget that having equity in your house will most likely offer greater security and flexibility, particularly if something unplanned happens. With the 100% financed physician home mortgage loan, you ought to expect to start out underwater. If something doesn’t work out and you’re forced to sell quickly, you need to be prepared to write a potentially large check for up to 10% of the purchase price just to get out of the house.
Whether you’re moving down the road, across town or across the country, we are available to help you throughout the physician home mortgage process:: because you deserve it!
Doctors, get the home of your dreams with our Huntington Beach California physician home mortgage program!
Less than an hour ago, doctors just like you requested a loan from the locations listed below.