Whether our clients are a first time home buyer or purchasing a new home in Harrisburg Pennsylvania, our vetted loan officers have a solid understanding of the local real estate market and what it requires to close your physician mortgage with proficiency and expertise.
Our loan officers in Harrisburg Pennsylvania provide exclusive financing for doctors, just like you.
First, let’s talk about why physician mortgage loans even exist. The reason is that doctors are very profitable clients for lending institutions. They take out big loans early in their careers and almost always pay them off. Lenders use physician home loans to lock in early career doctors by lending them more money with a fewer number of terms than their competitors.
If you are trying to find a physician home loan in Harrisburg Pennsylvania then you came to the perfect place.
You’ve trained very hard to become a doctor and buying home should not be nearly as challenging.
Did you know there is a special loan that makes it easy for doctors to buy a home?
A home loan just for doctors?
Yup, doctors get their own home loan!
A physician mortgage is a specialized loan program put together just for doctors in the home buying process.
We understand the budgetary demands of your student loan financial debt, and how important it is to maintain working capital for when the time is right with starting your career. Regardless if you are a couple years into practice, or a well established doctor, you can rely on us to find a home loan that is specially tailored for your needs.
Quite a few physicians in Harrisburg Pennsylvania may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan debt or very little to no work history.
Despite these factors smart loan providers know that doctors are a good bet due to the fact that they generally have an extremely low default rate on loans, high earning potential and stable jobs.
Not all banks offer this specialized product and within banks that do just simply talking to the best mortgage officer makes a remarkable difference.
Buying a home doesn’t need to empty your savings and the process doesn’t have to drain your time.
Suppose you have some money to put down or are looking at waiting until you have the cash?
Our mortgage lenders can do the math for you and show you what each situation looks like and the advantages of each too.
In most cases, you’ll get your mortgage paid off earlier and save thousands on interest too.
Additionally, don’t overlook that having equity in your home will likely offer more security and flexibility, specifically if something unplanned happens. With the 100% financed physician home mortgage loan, you ought to expect to start out underwater. If something does not work out and you’re forced to sell quickly, you need to be prepared to write a potentially big check for as much as 10% of the purchase price just to get out of the house.
No matter if you’re moving down the street, across town or across the country, we are here to help you throughout the physician home mortgage process:: because you deserve it!
Doctors, get the home of your dreams with our Harrisburg Pennsylvania physician home loan program!
Less than an hour ago, doctors just like you requested a loan from the locations listed below.