Whether you are a first time home buyer or purchasing a new home in Davie Florida, our vetted loan officers have a strong understanding of the local real estate market and what it takes to close your physician home mortgage with competency and expertise.
Our loan officers in Davie Florida offer exclusive financing for doctors, just like you.
First, let’s discuss why physician mortgage loans even exist. The reason is that doctors are really profitable clients for financial institutions. They take out big loans early in their careers and almost always pay them off. Lenders use physician home loans to secure early career doctors by lending them more money with a lot fewer stipulations than their competitions.
If you are trying to find a physician mortgage loan in Davie Florida then you came to the right place.
You’ve worked very hard to become a doctor and buying home should not be nearly as challenging.
Did you know there is a special loan that makes it easy for doctors to buy a home?
A home loan only for doctors?
Yup, doctors get their own mortgage!
A physician loan is a specialized loan program developed just for doctors in the home buying process.
We understand the budgetary demands of your student loan financial obligation, and how important it is to maintain working capital for when the time is right with starting your career. No matter if you are a couple years into practice, or a well established doctor, you can count on us to find a mortgage loan that is specifically tailored for your needs.
A large number of doctors in Davie Florida may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan debt or very little to no work history.
Despite these factors smart loan providers know that doctors are a good bet considering that they generally have an exceptionally low nonpayment rate on loans, high earning potential and secure jobs.
Not all financial institutions offer this specialized product and within banks that do just simply talking to the best mortgage officer makes an enormous difference.
Buying a house doesn’t have to empty your savings and the process doesn’t need to drain your time.
What if you have some money to put down or are considering waiting until you have the cash?
Our lenders can do the math for you and show you what each circumstance looks like and the advantages of each too.
In most cases, you’ll get your home loan paid off earlier and save thousands of dollars on interest rates too.
Furthermore, don’t forget that having equity in your home will most likely provide more security and overall flexibility, specifically if something unplanned happens. With the 100% financed physician mortgage loan, you ought to expect to begin under water. If something doesn’t work out and you are forced to sell quickly, you should be prepared to write a potentially sizable check for as much as 10% of the purchase price simply to get out of the house.
Regardless of whether you’re relocating down the road, across town or across the country, we are available to assist you through the physician home loan process:: because you deserve it!
Doctors, get the home of your dreams with our Davie Florida physician loan program!