Regardless of whether you are a first time home buyer or purchasing a new home in Dallas Texas, our vetted loan officers have a solid understanding of the local area real estate market and what it really takes to close your physician loan with competency and know-how.
Our loan officers in Dallas Texas offer exclusive financing for doctors, exactly like you.
To start with, let’s talk about why physician mortgage loans even exist. The main reason is that doctors are very profitable clients for lending institutions. They take out big loans early in their careers and almost always pay them off. Lenders use physician home loans to lock in early career doctors by lending them more money with a fewer number of requirements than their competitions.
If you are looking for a physician loan in Dallas Texas then you came to the perfect place.
You’ve trained very hard to become a doctor and buying home shouldn’t be nearly as challenging.
Did you know there is a special loan that makes it easy for doctors to buy a home?
A home loan specifically for doctors?
Yup, doctors get their own loan!
A physician home loan is a specialty loan program developed just for doctors in the home buying process.
We recognize the personal financial demands of your student loan liability, and how essential it is to maintain working capital for when the time is right with embarking upon your career. No matter if you are a couple years into practice, or a well established doctor, you can count on us to find a mortgage loan that is specially tailored for your needs.
Quite a few physicians in Dallas Texas may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan financial debt or little to no work history.
Despite these factors smart lending institutions know that doctors are a good bet because they typically have an exceptionally low nonpayment rate on loans, high earning potential and secure jobs.
Not all mortgage lenders offer this specialized product and within banks that do simply talking to the right mortgage officer makes a remarkable difference.
Purchasing a home doesn’t need to empty your savings and the process doesn’t need to drain your time.
What if you have some cash to put down or are considering delaying until you have the funds?
Our loan providers can do the math for you and show you what each circumstance looks like and the benefits of each too.
In most cases, you’ll get your home loan paid off sooner and save thousands on interest too.
Additionally, don’t overlook that having equity in your home will most likely offer more security and flexibility, particularly if something unplanned happens. With the 100% financed physician home mortgage loan, you ought to expect to start out under water. If something doesn’t work out and you’re forced to sell quickly, you should be prepared to write a potentially sizable check for up to 10% of the purchase price just to get out of the home.
Regardless of whether you are moving down the street, across town or across the country, we are here to work with you through the physician home loan process:: because you deserve it!
Doctors, get the house of your dreams with our Dallas Texas physician home loan program!
Less than an hour ago, doctors just like you requested a loan from the locations listed below.