Regardless of whether you are a first time home buyer or buying a new home in Colorado, our vetted loan officers have a solid understanding of the local area real estate market and what it really requires to close your physician mortgage with efficiency and know-how.
Our loan officers in Colorado provide exclusive financing for doctors, exactly like you.
To start with, let’s discuss why physician mortgage loans even exist. The reason is that doctors are extremely profitable customers for lending institutions. They take out big loans early in their careers and almost always pay them off. Lenders use doctor loans to lock in early career doctors by loaning them more money with far fewer requirements than their competitors.
If you are looking for a physician mortgage in Colorado then you came to the perfect place.
You’ve trained very hard to become a doctor and buying home should not be nearly as challenging.
Did you know there is a special loan that makes it easy for physicians to buy a home?
A home loan just for doctors?
Yup, doctors get their own home loan!
A physician home loan is a special loan program put together just for physicians in the home buying process.
We understand the personal financial demands of your student loan financial obligation, and how important it is to preserve working capital for when the time is right with launching your career. Regardless if you are a couple years into practice, or a well established physician, you can count on us to find a home loan that is specifically tailored for your needs.
A lot of doctors in Colorado may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan financial debt or little to no work history.
Despite these reasons smart lenders know that doctors are a good bet due to the fact that they typically have an incredibly low nonpayment rate on loans, high earning potential and stable jobs.
Not all banks offer this specialized product and within banks that do simply speaking to the best mortgage officer makes a tremendous difference.
Buying a home doesn’t need to drain your savings and the process doesn’t need to drain your time.
What if you have some money to put down or are considering waiting until you have the cash?
Our lenders can do the math for you and show you what each situation looks like and the benefits of each too.
In most cases, you’ll get your home mortgage paid off earlier and save thousands of dollars on interest too.
Furthermore, don’t forget that having equity in your house will most likely offer more security and flexibility, specifically if something unexpected happens. With the 100% financed physician home mortgage loan, you ought to anticipate to begin under water. If something doesn’t work out and you are forced to sell quickly, you should be prepared to write a potentially big check for as much as 10% of the purchase price simply to get out of the home.
No matter if you are relocating down the street, across town or across the country, we are right here to lend a hand you throughout the physician home loan process:: because you deserve it!
Doctors, get the house of your dreams with our Colorado physician home loan program!
Top cities in Colorado for a physician loan.
Arvada
Aurora
Boulder
Broomfield
Castle Rock
Centennial
Colorado Springs
Commerce City
Denver
Fort Collins
Grand Junction
Greeley
Lakewood
Littleton
Longmont
Loveland
Northglenn
Parker
Pueblo
Thornton
Westminster