Regardless of whether our clients are a first time home buyer or buying a new home in Atlanta Georgia, our vetted loan officers have a strong understanding of the local area real estate market and what it really requires to close your physician home mortgage with efficiency and know-how.
Our loan officers in Atlanta Georgia provide exclusive financing for doctors, like you.
First, let’s talk about why physician mortgage loans even exist. The main reason is that doctors are extremely profitable clients for financial institutions. They take out big loans early in their careers and almost always pay them off. Lenders use physician home loans to lock in early career doctors by lending them more money with far fewer stipulations than their competitions.
If you are looking for a physician loan in Atlanta Georgia then you came to the right place.
You’ve worked very hard to become a doctor and buying home shouldn’t be nearly as difficult.
Did you know there is a special loan that makes it easy for doctors to buy a home?
A home loan specifically for doctors?
Yup, doctors get their own loan!
A physician loan is a specialty loan program put together just for doctors in the home purchasing process.
We recognize the financial demands of your student loan financial debt, and how crucial it is to preserve working capital for when the time is right with launching your career. Whether or not you are a couple years into practice, or a well established doctor, you can rely on us to find a mortgage loan that is specifically tailored for your needs.
Quite a few physicians in Atlanta Georgia may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan financial obligation or little to no work history.
Despite these factors smart financial institutions know that doctors are a good choice due to the fact that they historically have an extremely low nonpayment rate on loans, high earning potential and secure jobs.
Not all financial institutions offer this specialized product and within banking institutions that do simply speaking to the best mortgage officer makes an enormous difference.
Purchasing a house doesn’t have to empty your savings and the process doesn’t have to drain your time.
What if you have some money to put down or are thinking about delaying until you have the money?
Our lenders can do the math for you and show you what each situation looks like and the advantages of each too.
In most instances, you’ll get your mortgage paid off earlier and save thousands of dollars on interest too.
Furthermore, don’t forget that having equity in your house will definitely provide more security and flexibility, especially if something unexpected happens. With the 100% financed physician home mortgage loan, you ought to expect to begin underwater. If something doesn’t work out and you’re forced to sell quickly, you need to be prepared to write a potentially sizable check for as much as 10% of the purchase price just to get out of the house.
Regardless of whether you’re moving down the street, across town or across the country, we are right here to work with you all throughout the physician home mortgage process:: because you deserve it!
Doctors, get the house of your dreams with our Atlanta Georgia physician home mortgage program!
Less than an hour ago, doctors just like you requested a loan from the locations listed below.