Whether you are a first time home buyer or purchasing a new home in Arizona, our vetted loan officers have a strong understanding of the local real estate market and what it requires to secure your physician home loan with efficiency and know-how.
Our loan officers in Arizona offer special financing for doctors, like you.
First off, let’s discuss why physician mortgage loans even exist. The reason is that doctors are extremely profitable customers for lending institutions. They take out big loans early in their careers and almost always pay them off. Lenders use doctor loans to secure early career doctors by loaning them more money with a lot fewer terms than their competition.
If you are looking for a physician mortgage in Arizona then you came to the perfect place.
You’ve trained very hard to become a doctor and purchasing home should not be nearly as difficult.
Did you know there is a special loan that makes it easy for physicians to buy a home?
A home loan just for doctors?
Yup, doctors get their own mortgage!
A physician mortgage is a specialized loan program developed just for physicians in the home purchasing process.
We are aware of the economic demands of your student loan financial debt, and how important it is to maintain working capital for when the time is right with embarking upon your career. Whether you are a couple years into practice, or a well established physician, you can depend on us to find a mortgage loan that is specially tailored for your needs.
Many physicians in Arizona may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan financial debt or little to no work history.
Despite these factors smart lenders know that doctors are a good choice because they generally have an exceptionally low default rate on loans, high earning potential and secure jobs.
Not all mortgage lenders offer this specialized product and within banks that do just simply talking with the best mortgage loan officer makes a tremendous difference.
Buying a house doesn’t need to empty your savings and the process doesn’t have to drain your time.
Suppose you have some funds to put down or are thinking about delaying until you have the money?
Our lenders can do the math for you and show you what each circumstance looks like and the benefits of each too.
In most instances, you’ll get your home loan paid off sooner and save thousands on interest too.
Additionally, don’t forget that having equity in your home will provide more security and flexibility, specifically if something unanticipated happens. With the 100% financed physician mortgage loan, you ought to anticipate to start out under water. If something does not work out and you are forced to sell quickly, you should be prepared to write a potentially large check for up to 10% of the purchase price simply to get out of the home.
Whether you are relocating down the road, across town or across the country, we are right here to help you throughout the physician home loan process:: because you deserve it!
Doctors, get the house of your dreams with our Arizona physician home mortgage program!
Top cities in Arizona for a physician loan.
Avondale
Buckeye
Casa Grande
Chandler
Flagstaff
Gilbert
Glendale
Goodyear
Lake Havasu City
Maricopa
Mesa
Oro Valley
Peoria
Phoenix
Prescott
Prescott Valley
Scottsdale
Sierra Vista
Surprise
Tempe
Tucson
Yuma