Regardless if our clients are a first time home buyer or purchasing a new home in York Pennsylvania, our vetted loan officers have a solid understanding of the local real estate market and what it requires to close your dentist mortgage with competency and expertise.
Our loan officers in York Pennsylvania provide special financing for dentists, just like you.
First, let’s talk about why dentist mortgage loans even exist. The reason is that dentists are really profitable customers for lending institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to lock in early career dentists by lending them more money with fewer requirements than their competitors.
If you are looking for a dentist mortgage loan in York Pennsylvania then you came to the perfect place.
You’ve worked very hard to become a dentist and purchasing home shouldn’t be nearly as challenging.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan just for dentists?
Yup, dentists get their own home loan!
A dentist mortgage is a customized loan program created just for dentists in the home buying process.
We recognize the economic demands of your student loan financial debt, and how crucial it is to maintain working capital for when the time is right with starting your dental career. Whether you are a couple years into practice, or a well established dentist, you can rely on us to find a home loan that is specially tailored for your needs.
A lot of dentists in York Pennsylvania may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan financial debt or minimal to no work history.
Despite these factors smart loan providers know that dentists are a good choice due to the fact that they generally have an incredibly low nonpayment rate on loans, high earning potential and stable jobs.
Not all mortgage lenders offer this specialized product and within banks that do just simply speaking with the right home loan officer makes a remarkable difference.
Purchasing a house doesn’t need to drain your savings and the process doesn’t have to drain your time.
What if you have some money to put down or are considering waiting until you have the money?
Our lenders can do the math for you and show you what each circumstance looks like and the advantages of each too.
In most situations, you’ll get your home loan paid off earlier and save thousands of dollars on interest rates too.
Additionally, don’t overlook that having equity in your house will definitely offer more security and flexibility, especially if something unplanned happens. With the 100% financed dentist home mortgage loan, you ought to expect to start out under water. If something doesn’t work out and you are forced to sell quickly, you should be prepared to write a potentially big check for as much as 10% of the purchase price simply to get out of the home.
Regardless of whether you’re moving down the street, across town or across the country, we are here to lend a hand you through the dentist home loan process:: because you deserve it!
Dentists, get the house of your dreams with our York Pennsylvania dentist home mortgage program!