Regardless if our clients are a first time home buyer or purchasing a new home in Valley Stream New York, our vetted loan officers have a strong understanding of the local area real estate market and what it really requires to close your dentist home loan with competency and expertise.
Our loan officers in Valley Stream New York provide exclusive financing for dentists, like you.
First off, let’s talk about why dentist mortgage loans even exist. The main reason is that dentists are very profitable clients for lenders. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to secure early career dentists by loaning them more money with a fewer number of terms than their competitions.
If you are looking for a dentist mortgage loan in Valley Stream New York then you came to the perfect place.
You’ve trained very hard to become a dentist and buying home shouldn’t be nearly as difficult.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan specifically for dentists?
Yup, dentists get their own mortgage!
A dentist home mortgage is a special loan program made just for dentists in the home purchasing process.
We are aware of the budgetary demands of your student loan financial debt, and how essential it is to maintain working capital for when the time is right with embarking upon your dental career. Whether or not you are a couple years into practice, or a well established dentist, you can depend on us to find a home loan that is specially tailored for your needs.
Many dental experts in Valley Stream New York may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan financial debt or minimal to no work history.
Despite these factors smart lending institutions know that dentists are a good bet considering that they traditionally have an incredibly low nonpayment rate on loans, high earning potential and stable jobs.
Not all banks offer this specialized product and within banking institutions that do just simply talking to the right home loan officer makes an enormous difference.
Purchasing a home doesn’t need to drain your savings and the process doesn’t need to drain your time.
What if you have some cash to put down or are considering waiting until you have the funds?
Our loan providers can do the math for you and show you what each circumstance looks like and the benefits of each too.
In most situations, you’ll get your mortgage loan paid off earlier and save thousands on interest rates too.
Furthermore, don’t overlook that having equity in your house will most likely provide greater security and overall flexibility, particularly if something unforeseen happens. With the 100% financed dentist home mortgage loan, you should anticipate to begin under water. If something doesn’t work out and you are forced to sell quickly, you need to be prepared to write a potentially sizable check for up to 10% of the purchase price just to get out of the home.
Regardless of whether you’re moving down the street, across town or across the country, we are right here to assist you through the dentist home loan process:: because you deserve it!
Dentists, get the home of your dreams with our Valley Stream New York dentist home mortgage program!
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