Regardless of whether you are a first time home buyer or buying a new home in Troy New York, our vetted loan officers have a strong understanding of the local real estate industry and what it takes to close your dentist home loan with proficiency and know-how.
Our loan officers in Troy New York offer special financing for dentists, like you.
First and foremost, let’s talk about why dentist mortgage loans even exist. The reason is that dentists are very profitable clients for lending institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to lock in early career dentists by lending them more money with far fewer terms than their competitions.
If you are looking for a dentist mortgage loan in Troy New York then you came to the right place.
You’ve trained very hard to become a dentist and purchasing home shouldn’t be nearly as difficult.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan just for dentists?
Yup, dentists get their own home loan!
A dentist home loan is a customized loan program made just for dentists in the home purchasing process.
We understand the budgetary demands of your student loan debt, and how vital it is to maintain working capital for when the time is right with embarking upon your dental career. Whether or not you are a couple years into practice, or a well established dentist, you can depend on us to find a mortgage loan that is specially tailored for your needs.
Many dental experts in Troy New York may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan debt or very little to no work history.
Despite these reasons smart loan providers know that dentists are a good choice considering that they traditionally have an incredibly low default rate on loans, high earning potential and stable jobs.
Not all financial institutions offer this specialized product and within banks that do simply consulting with the best mortgage loan officer makes a remarkable difference.
Buying a house doesn’t have to empty your savings and the process doesn’t have to drain your time.
Suppose you have some funds to put down or are thinking about delaying until you have the funds?
Our loan providers can do the math for you and show you what each circumstance looks like and the benefits of each too.
In most circumstances, you’ll get your mortgage loan paid off earlier and save thousands on interest too.
Additionally, don’t overlook that having equity in your house will provide greater security and flexibility, particularly if something unanticipated happens. With the 100% financed dentist mortgage loan, you ought to anticipate to begin underwater. If something doesn’t work out and you’re forced to sell quickly, you need to be prepared to write a potentially big check for as much as 10% of the purchase price simply to get out of the house.
No matter if you are moving down the street, across town or across the country, we are right here to work with you all throughout the dentist home loan process:: because you deserve it!
Dentists, get the home of your dreams with our Troy New York dentist home mortgage program!