Regardless if you are a first time home buyer or buying a new home in Surprise Arizona, our vetted loan officers have a solid understanding of the local area real estate market and what it really requires to secure your dentist home mortgage with efficiency and expertise.
Our loan officers in Surprise Arizona offer exclusive financing for dentists, like you.
First, let’s talk about why dentist mortgage loans even exist. The reason is that dentists are very profitable customers for financial institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to secure early career dentists by lending them more money with a fewer number of stipulations than their competitions.
If you are trying to find a dentist home loan in Surprise Arizona then you came to the right place.
You’ve worked very hard to become a dentist and buying home really should not be nearly as challenging.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan just for dentists?
Yup, dentists get their own loan!
A dentist home loan is a special loan program created just for dentists in the home purchasing process.
We understand the financial demands of your student loan debt, and how important it is to preserve working capital for when the time is right with launching your dental career. No matter if you are a couple years into practice, or a well established dentist, you can depend on us to find a mortgage loan that is specially tailored for your needs.
Quite a few dental experts in Surprise Arizona may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan debt or very little to no work history.
Despite these factors smart loan providers know that dentists are a good bet due to the fact that they historically have an incredibly low default rate on loans, high earning potential and secure jobs.
Not all lenders offer this specialized product and within banks that do just simply talking with the best mortgage loan officer makes a significant difference.
Buying a home doesn’t have to empty your savings and the process doesn’t need to drain your time.
Suppose you have some funds to put down or are looking at delaying until you have the funds?
Our lenders can do the math for you and show you what each scenario looks like and the benefits of each too.
In most situations, you’ll get your mortgage paid off sooner and save thousands on interest rates too.
Furthermore, don’t forget that having equity in your home will definitely offer more security and flexibility, particularly if something unforeseen happens. With the 100% financed dentist mortgage loan, you should anticipate to begin underwater. If something doesn’t work out and you’re forced to sell quickly, you should be prepared to write a potentially large check for up to 10% of the purchase price simply to get out of the house.
No matter if you are relocating down the road, across town or across the country, we are available to work with you all throughout the dentist home mortgage process:: because you deserve it!
Dentists, get the home of your dreams with our az geo dentist home loan program!