Whether our clients are a first time home buyer or buying a new home in St. Paul Minnesota, our vetted loan officers have a strong understanding of the local real estate market and what it takes to secure your dentist mortgage with efficiency and expertise.
Our loan officers in St. Paul Minnesota provide specialized financing for dentists, exactly like you.
To start with, let’s discuss why dentist mortgage loans even exist. The main reason is that dentists are very profitable clients for lenders. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to lock in early career dentists by lending them more money with fewer requirements than their competitors.
If you are looking for a dentist home loan in St. Paul Minnesota then you came to the perfect place.
You’ve worked very hard to become a dentist and purchasing home shouldn’t be nearly as difficult.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan only for dentists?
Yup, dentists get their own mortgage!
A dentist home mortgage is a specialized loan program developed just for dentists in the home purchasing process.
We understand the financial demands of your student loan debt, and how vital it is to maintain working capital for when the time is right with embarking upon your dental career. Whether you are a couple years into practice, or a well established dentist, you can rely on us to find a mortgage loan that is exclusively tailored for your needs.
Many dentists in St. Paul Minnesota may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan financial debt or minimal to no work history.
Despite these reasons smart lending institutions know that dentists are a good bet due to the fact that they historically have an incredibly low nonpayment rate on loans, high earning potential and stable jobs.
Not all mortgage lenders offer this specialized product and within banking institutions that do simply speaking to the right mortgage officer makes a remarkable difference.
Purchasing a home doesn’t need to empty your savings and the process doesn’t have to drain your time.
What if you have some cash to put down or are thinking about waiting until you have the cash?
Our loan providers can do the math for you and show you what each circumstance looks like and the advantages of each too.
In most circumstances, you’ll get your home mortgage paid off earlier and save thousands on interest rates too.
Furthermore, don’t forget that having equity in your house will definitely provide more security and flexibility, particularly if something unforeseen happens. With the 100% financed dentist mortgage loan, you ought to anticipate to begin underwater. If something doesn’t work out and you’re forced to sell quickly, you need to be prepared to write a potentially large check for up to 10% of the purchase price just to get out of the house.
No matter if you’re moving down the street, across town or across the country, we are right here to work with you all throughout the dentist home loan process:: because you deserve it!
Dentists, get the home of your dreams with our St. Paul Minnesota dentist home mortgage program!
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