Regardless of whether our clients are a first time home buyer or buying a new home in St Clair Shores Michigan, our vetted loan officers have a solid understanding of the local real estate industry and what it takes to close your dentist mortgage with competency and expertise.
Our loan officers in St Clair Shores Michigan provide special financing for dentists, like you.
First and foremost, let’s talk about why dentist mortgage loans even exist. The main reason is that dentists are really profitable customers for financial institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to secure early career dentists by loaning them more money with far fewer terms than their competitors.
If you are trying to find a dentist mortgage loan in St Clair Shores Michigan then you came to the right place.
You’ve trained very hard to become a dentist and purchasing home really should not be nearly as difficult.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan specifically for dentists?
Yup, dentists get their own home loan!
A dentist mortgage is a specialized loan program made just for dentists in the home purchasing process.
We understand the economic demands of your student loan liability, and how important it is to maintain working capital for when the time is right with embarking upon your dental career. Regardless if you are a couple years into practice, or a well established dentist, you can count on us to find a mortgage loan that is specially tailored for your needs.
A large number of dental experts in St Clair Shores Michigan may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan financial obligation or little to no work history.
Despite these reasons smart financial institutions know that dentists are a good choice considering that they historically have an incredibly low nonpayment rate on loans, high earning potential and secure jobs.
Not all lenders offer this specialized product and within banking institutions that do simply consulting with the best mortgage officer makes an enormous difference.
Buying a house doesn’t have to empty your savings and the process doesn’t need to drain your time.
Suppose you have some money to put down or are looking at delaying until you have the money?
Our lenders can do the math for you and show you what each circumstance looks like and the benefits of each too.
In most situations, you’ll get your mortgage loan paid off sooner and save thousands of dollars on interest rates too.
Additionally, don’t overlook that having equity in your house will most likely offer greater security and overall flexibility, particularly if something unplanned happens. With the 100% financed dentist mortgage loan, you should anticipate to start out underwater. If something doesn’t work out and you are forced to sell quickly, you need to be prepared to write a potentially large check for as much as 10% of the purchase price just to get out of the house.
Whether you are relocating down the road, across town or across the country, we are right here to help you all throughout the dentist home mortgage process:: because you deserve it!
Dentists, get the home of your dreams with our St Clair Shores Michigan dentist home loan program!