Whether or not our clients are a first time home buyer or purchasing a new home in South Carolina, our vetted loan officers have a strong understanding of the local real estate market and what it really requires to close your dentist home mortgage with proficiency and know-how.
Our loan officers in South Carolina offer exclusive financing for dentists, just like you.
First, let’s discuss why dentist mortgage loans even exist. The main reason is that dentists are really profitable customers for financial institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to secure early career dentists by lending them more money with far fewer terms than their competition.
If you are trying to find a dentist mortgage in South Carolina then you came to the right place.
You’ve trained very hard to become a dentist and buying home should not be nearly as difficult.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan specifically for dentists?
Yup, dentists get their own mortgage!
A dentist mortgage is a special loan program created just for dentists in the home buying process.
We recognize the financial demands of your student loan debt, and how important it is to preserve working capital for when the time is right with starting your dental career. Whether you are a couple years into practice, or a well established dentist, you can rely on us to find a mortgage loan that is specially tailored for your needs.
A lot of dentists in South Carolina may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan financial obligation or very little to no work history.
Despite these reasons smart lending institutions know that dentists are a good choice considering that they generally have an exceptionally low nonpayment rate on loans, high earning potential and secure jobs.
Not all mortgage lenders offer this specialized product and within banks that do just simply talking with the right mortgage officer makes a significant difference.
Purchasing a home doesn’t have to empty your savings and the process doesn’t have to drain your time.
What if you have some funds to put down or are considering waiting until you have the money?
Our mortgage lenders can do the math for you and show you what each circumstance looks like and the advantages of each too.
In most situations, you’ll get your mortgage paid off sooner and save thousands of dollars on interest rates too.
Additionally, don’t forget that having equity in your home will definitely provide greater security and flexibility, especially if something unexpected happens. With the 100% financed dentist home mortgage loan, you ought to expect to start out under water. If something does not work out and you’re forced to sell quickly, you should be prepared to write a potentially sizable check for as much as 10% of the purchase price simply to get out of the house.
Whether you are relocating down the road, across town or across the country, we are right here to work with you all throughout the dentist home loan process:: because you deserve it!
Dentists, get the house of your dreams with our South Carolina dentist home loan program!
Top cities in South Carolina for a dentist home loan.
Charleston
Columbia
Florence
Goose Creek
Greenville
Hilton Head Island
Mount Pleasant
North Charleston
Rock Hill
Spartanburg
Summerville
Sumter