Whether or not our clients are a first time home buyer or purchasing a new home in Schenectady New York, our vetted loan officers have a solid understanding of the local area real estate market and what it really takes to secure your dentist home mortgage with efficiency and expertise.
Our loan officers in Schenectady New York offer exclusive financing for dentists, just like you.
First and foremost, let’s discuss why dentist mortgage loans even exist. The reason is that dentists are very profitable customers for lending institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to lock in early career dentists by loaning them more money with far fewer terms than their competitors.
If you are trying to find a dentist home loan in Schenectady New York then you came to the perfect place.
You’ve trained very hard to become a dentist and purchasing home really should not be nearly as challenging.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan specifically for dentists?
Yup, dentists get their own home loan!
A dentist home loan is a specialty loan program developed just for dentists in the home buying process.
We are aware of the budgetary demands of your student loan financial debt, and how important it is to maintain working capital for when the time is right with launching your dental career. Whether or not you are a couple years into practice, or a well established dentist, you can rely on us to find a mortgage loan that is exclusively tailored for your needs.
Quite a few dental professionals in Schenectady New York may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan financial debt or little to no work history.
Despite these factors smart loan providers know that dentists are a good choice due to the fact that they generally have an extremely low nonpayment rate on loans, high earning potential and stable jobs.
Not all banks offer this specialized product and within banks that do simply speaking to the best mortgage officer makes an enormous difference.
Purchasing a home doesn’t need to empty your savings and the process doesn’t have to drain your time.
What if you have some funds to put down or are looking at waiting until you have the funds?
Our lenders can do the math for you and show you what each circumstance looks like and the advantages of each too.
In most circumstances, you’ll get your mortgage paid off sooner and save thousands on interest too.
Furthermore, don’t overlook that having equity in your home will definitely provide more security and flexibility, specifically if something unexpected happens. With the 100% financed dentist mortgage loan, you ought to expect to start out underwater. If something does not work out and you are forced to sell quickly, you should be prepared to write a potentially sizable check for as much as 10% of the purchase price just to get out of the home.
Whether you are moving down the street, across town or across the country, we are right here to assist you all throughout the dentist home loan process:: because you deserve it!
Dentists, get the house of your dreams with our Schenectady New York dentist home loan program!
© Moving Street. All rights reserved.
