Regardless of whether you are a first time home buyer or buying a new home in Sammamish Washington, our vetted loan officers have a solid understanding of the local area real estate market and what it takes to close your dentist mortgage with proficiency and expertise.
Our loan officers in Sammamish Washington offer exclusive financing for dentists, just like you.
To start with, let’s discuss why dentist mortgage loans even exist. The main reason is that dentists are really profitable clients for financial institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to lock in early career dentists by loaning them more money with a fewer number of stipulations than their competitions.
If you are trying to find a dentist mortgage loan in Sammamish Washington then you came to the right place.
You’ve trained very hard to become a dentist and buying home really should not be nearly as difficult.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan only for dentists?
Yup, dentists get their own mortgage!
A dentist mortgage is a customized loan program created just for dentists in the home buying process.
We are aware of the personal financial demands of your student loan debt, and how essential it is to preserve working capital for when the time is right with launching your dental career. No matter if you are a couple years into practice, or a well established dentist, you can rely on us to find a home loan that is specially tailored for your needs.
Quite a few dentists in Sammamish Washington may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan financial debt or very little to no work history.
Despite these factors smart lending institutions know that dentists are a good choice because they historically have an exceptionally low nonpayment rate on loans, high earning potential and stable jobs.
Not all lenders offer this specialized product and within banking institutions that do simply talking with the right home loan officer makes a tremendous difference.
Purchasing a house doesn’t have to drain your savings and the process doesn’t have to drain your time.
What if you have some funds to put down or are considering delaying until you have the cash?
Our mortgage lenders can do the math for you and show you what each scenario looks like and the benefits of each too.
In most instances, you’ll get your home mortgage paid off sooner and save thousands on interest rates too.
Furthermore, don’t forget that having equity in your house will most likely provide greater security and overall flexibility, particularly if something unanticipated happens. With the 100% financed dentist mortgage loan, you ought to expect to begin under water. If something does not work out and you are forced to sell quickly, you need to be prepared to write a potentially large check for as much as 10% of the purchase price simply to get out of the home.
Regardless of whether you’re moving down the road, across town or across the country, we are here to assist you through the dentist home loan process:: because you deserve it!
Dentists, get the house of your dreams with our Sammamish Washington dentist home loan program!