Whether or not our clients are a first time home buyer or purchasing a new home in Richland Washington, our vetted loan officers have a strong understanding of the local area real estate market and what it requires to close your dentist home mortgage with proficiency and know-how.
Our loan officers in Richland Washington offer exclusive financing for dentists, just like you.
First and foremost, let’s discuss why dentist mortgage loans even exist. The main reason is that dentists are very profitable customers for lenders. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to lock in early career dentists by loaning them more money with far fewer terms than their competitors.
If you are looking for a dentist mortgage in Richland Washington then you came to the right place.
You’ve worked very hard to become a dentist and purchasing home really should not be nearly as difficult.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan only for dentists?
Yup, dentists get their own home loan!
A dentist home mortgage is a specialized loan program created just for dentists in the home purchasing process.
We recognize the economic demands of your student loan financial obligation, and how essential it is to maintain working capital for when the time is right with embarking upon your dental career. No matter if you are a couple years into practice, or a well established dentist, you can depend on us to find a mortgage loan that is specially tailored for your needs.
Quite a few dentists in Richland Washington may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan financial obligation or minimal to no work history.
Despite these factors smart lending institutions know that dentists are a good choice due to the fact that they traditionally have an incredibly low default rate on loans, high earning potential and stable jobs.
Not all mortgage lenders offer this specialized product and within banking institutions that do just simply talking with the right home loan officer makes a remarkable difference.
Purchasing a house doesn’t have to drain your savings and the process doesn’t have to drain your time.
What if you have some money to put down or are looking at waiting until you have the funds?
Our loan providers can do the math for you and show you what each situation looks like and the advantages of each too.
In most situations, you’ll get your home loan paid off sooner and save thousands on interest rates too.
Additionally, don’t overlook that having equity in your home will provide more security and flexibility, especially if something unexpected happens. With the 100% financed dentist home mortgage loan, you ought to expect to start out underwater. If something doesn’t work out and you are forced to sell quickly, you should be prepared to write a potentially sizable check for up to 10% of the purchase price just to get out of the house.
Whether you’re moving down the street, across town or across the country, we are available to work with you all throughout the dentist home loan process:: because you deserve it!
Dentists, get the house of your dreams with our Richland Washington dentist home loan program!