Whether or not you are a first time home buyer or purchasing a new home in Philadelphia Pennsylvania, our vetted loan officers have a solid understanding of the local real estate market and what it really takes to close your dentist home loan with efficiency and expertise.
Our loan officers in Philadelphia Pennsylvania offer specialized financing for dentists, just like you.
First and foremost, let’s talk about why dentist mortgage loans even exist. The main reason is that dentists are really profitable customers for financial institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to lock in early career dentists by lending them more money with fewer requirements than their competitors.
If you are trying to find a dentist mortgage in Philadelphia Pennsylvania then you came to the perfect place.
You’ve worked very hard to become a dentist and buying home really should not be nearly as challenging.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan only for dentists?
Yup, dentists get their own mortgage!
A dentist home mortgage is a specialized loan program put together just for dentists in the home purchasing process.
We recognize the personal financial demands of your student loan financial obligation, and how vital it is to maintain working capital for when the time is right with embarking upon your dental career. Whether or not you are a couple years into practice, or a well established dentist, you can depend on us to find a home loan that is specifically tailored for your needs.
Many dentists in Philadelphia Pennsylvania may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan financial debt or little to no work history.
Despite these factors smart loan providers know that dentists are a good bet considering that they historically have an exceptionally low nonpayment rate on loans, high earning potential and secure jobs.
Not all lenders offer this specialized product and within banks that do just simply consulting with the right mortgage officer makes a significant difference.
Purchasing a house doesn’t need to drain your savings and the process doesn’t have to drain your time.
What if you have some cash to put down or are considering waiting until you have the money?
Our mortgage lenders can do the math for you and show you what each situation looks like and the benefits of each too.
In most situations, you’ll get your home mortgage paid off sooner and save thousands on interest too.
Furthermore, don’t overlook that having equity in your home will provide greater security and overall flexibility, especially if something unforeseen happens. With the 100% financed dentist home mortgage loan, you ought to anticipate to start out under water. If something doesn’t work out and you’re forced to sell quickly, you need to be prepared to write a potentially large check for as much as 10% of the purchase price just to get out of the house.
No matter if you are moving down the road, across town or across the country, we are right here to work with you all throughout the dentist home loan process:: because you deserve it!
Dentists, get the house of your dreams with our Philadelphia Pennsylvania dentist home mortgage program!
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