Regardless of whether you are a first time home buyer or buying a new home in Montana, our vetted loan officers have a solid understanding of the local real estate market and what it really takes to close your dentist home loan with competency and expertise.
Our loan officers in Montana offer specialized financing for dentists, just like you.
First off, let’s talk about why dentist mortgage loans even exist. The main reason is that dentists are really profitable clients for lenders. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to lock in early career dentists by loaning them more money with a lot fewer stipulations than their competitors.
If you are trying to find a dentist mortgage loan in Montana then you came to the right place.
You’ve trained very hard to become a dentist and buying home really should not be nearly as challenging.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan just for dentists?
Yup, dentists get their own loan!
A dentist home loan is a specialized loan program designed just for dentists in the home buying process.
We understand the personal financial demands of your student loan financial debt, and how essential it is to preserve working capital for when the time is right with launching your dental career. Whether or not you are a couple years into practice, or a well established dentist, you can count on us to find a home loan that is specially tailored for your needs.
Many dentists in Montana may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan financial debt or minimal to no work history.
Despite these factors smart lending institutions know that dentists are a good choice considering that they typically have an extremely low nonpayment rate on loans, high earning potential and secure jobs.
Not all lenders offer this specialized product and within banks that do just simply speaking with the right mortgage loan officer makes a significant difference.
Purchasing a home doesn’t have to empty your savings and the process doesn’t need to drain your time.
Suppose you have some cash to put down or are thinking about delaying until you have the funds?
Our lenders can do the math for you and show you what each circumstance looks like and the advantages of each too.
In most situations, you’ll get your home mortgage paid off earlier and save thousands on interest too.
Additionally, don’t overlook that having equity in your home will offer more security and overall flexibility, especially if something unexpected happens. With the 100% financed dentist mortgage loan, you should expect to start out under water. If something doesn’t work out and you’re forced to sell quickly, you need to be prepared to write a potentially big check for up to 10% of the purchase price simply to get out of the home.
No matter if you are moving down the street, across town or across the country, we are available to lend a hand you through the dentist home mortgage process:: because you deserve it!
Dentists, get the house of your dreams with our Montana dentist home loan program!
Top cities in Montana for a dentist home loan.