Whether you are a first time home buyer or buying a new home in Mobile Alabama, our vetted loan officers have a strong understanding of the local real estate industry and what it really takes to close your dentist mortgage with proficiency and know-how.
Our loan officers in Mobile Alabama offer exclusive financing for dentists, just like you.
First off, let’s discuss why dentist mortgage loans even exist. The reason is that dentists are extremely profitable customers for financial institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to secure early career dentists by lending them more money with a lot fewer stipulations than their competitors.
If you are looking for a dentist mortgage loan in Mobile Alabama then you came to the perfect place.
You’ve trained very hard to become a dentist and purchasing home should not be nearly as difficult.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan just for dentists?
Yup, dentists get their own mortgage!
A dentist mortgage is a specialized loan program created just for dentists in the home buying process.
We recognize the economic demands of your student loan liability, and how essential it is to maintain working capital for when the time is right with starting your dental career. Whether you are a couple years into practice, or a well established dentist, you can depend on us to find a mortgage loan that is specially tailored for your needs.
Many dental professionals in Mobile Alabama may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan financial obligation or very little to no work history.
Despite these reasons smart financial institutions know that dentists are a good bet considering that they typically have an incredibly low default rate on loans, high earning potential and secure jobs.
Not all mortgage lenders offer this specialized product and within banks that do just simply consulting with the right mortgage loan officer makes an enormous difference.
Purchasing a house doesn’t have to drain your savings and the process doesn’t need to drain your time.
What if you have some money to put down or are thinking about delaying until you have the funds?
Our lenders can do the math for you and show you what each scenario looks like and the advantages of each too.
In most cases, you’ll get your mortgage loan paid off sooner and save thousands of dollars on interest too.
Additionally, don’t overlook that having equity in your home will provide more security and overall flexibility, particularly if something unforeseen happens. With the 100% financed dentist mortgage loan, you should expect to begin under water. If something does not work out and you’re forced to sell quickly, you need to be prepared to write a potentially large check for up to 10% of the purchase price just to get out of the house.
No matter if you are moving down the street, across town or across the country, we are right here to help you all throughout the dentist home loan process:: because you deserve it!
Dentists, get the house of your dreams with our Mobile Alabama dentist home loan program!
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