Whether you are a first time home buyer or buying a new home in Miami Florida, our vetted loan officers have a solid understanding of the local area real estate industry and what it really takes to close your dentist mortgage with competency and expertise.
Our loan officers in Miami Florida offer exclusive financing for dentists, exactly like you.
First off, let’s discuss why dentist mortgage loans even exist. The reason is that dentists are extremely profitable clients for lending institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to lock in early career dentists by loaning them more money with a lot fewer requirements than their competitors.
If you are looking for a dentist home loan in Miami Florida then you came to the perfect place.
You’ve worked very hard to become a dentist and buying home shouldn’t be nearly as difficult.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan only for dentists?
Yup, dentists get their own mortgage!
A dentist mortgage is a customized loan program designed just for dentists in the home purchasing process.
We are aware of the economic demands of your student loan debt, and how crucial it is to preserve working capital for when the time is right with embarking upon your dental career. Whether or not you are a couple years into practice, or a well established dentist, you can depend on us to find a home loan that is exclusively tailored for your needs.
A large number of dentists in Miami Florida may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan financial debt or minimal to no work history.
Despite these factors smart lenders know that dentists are a good bet because they historically have an extremely low default rate on loans, high earning potential and stable jobs.
Not all financial institutions offer this specialized product and within banks that do just simply speaking to the right mortgage officer makes a tremendous difference.
Buying a home doesn’t have to drain your savings and the process doesn’t need to drain your time.
What if you have some cash to put down or are thinking about delaying until you have the cash?
Our mortgage lenders can do the math for you and show you what each situation looks like and the benefits of each too.
In most situations, you’ll get your mortgage loan paid off earlier and save thousands on interest rates too.
Furthermore, don’t forget that having equity in your house will likely provide more security and flexibility, especially if something unplanned happens. With the 100% financed dentist mortgage loan, you ought to anticipate to begin under water. If something doesn’t work out and you are forced to sell quickly, you need to be prepared to write a potentially big check for up to 10% of the purchase price simply to get out of the home.
Regardless of whether you are relocating down the road, across town or across the country, we are available to work with you through the dentist home loan process:: because you deserve it!
Dentists, get the house of your dreams with our Miami Florida dentist home loan program!
© Moving Street. All rights reserved.
