Whether our clients are a first time home buyer or purchasing a new home in Lafayette Indiana, our vetted loan officers have a strong understanding of the local area real estate industry and what it really takes to secure your dentist home loan with competency and expertise.
Our loan officers in Lafayette Indiana offer exclusive financing for dentists, just like you.
First off, let’s talk about why dentist mortgage loans even exist. The reason is that dentists are really profitable clients for lending institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to secure early career dentists by loaning them more money with a lot fewer requirements than their competitions.
If you are looking for a dentist mortgage loan in Lafayette Indiana then you came to the perfect place.
You’ve worked very hard to become a dentist and purchasing home shouldn’t be nearly as challenging.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan just for dentists?
Yup, dentists get their own loan!
A dentist home loan is a special loan program made just for dentists in the home purchasing process.
We understand the personal financial demands of your student loan liability, and how important it is to maintain working capital for when the time is right with embarking upon your dental career. Regardless if you are a couple years into practice, or a well established dentist, you can count on us to find a home loan that is specifically tailored for your needs.
A large number of dentists in Lafayette Indiana may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan financial obligation or little to no work history.
Despite these reasons smart loan providers know that dentists are a good bet considering that they generally have an exceptionally low default rate on loans, high earning potential and stable jobs.
Not all banks offer this specialized product and within banking institutions that do simply consulting with the best mortgage officer makes a remarkable difference.
Buying a home doesn’t have to drain your savings and the process doesn’t have to drain your time.
What if you have some cash to put down or are looking at waiting until you have the cash?
Our loan providers can do the math for you and show you what each situation looks like and the advantages of each too.
In most circumstances, you’ll get your home loan paid off earlier and save thousands of dollars on interest rates too.
Furthermore, don’t overlook that having equity in your home will likely provide greater security and flexibility, specifically if something unplanned happens. With the 100% financed dentist mortgage loan, you ought to expect to begin underwater. If something does not work out and you’re forced to sell quickly, you need to be prepared to write a potentially large check for up to 10% of the purchase price simply to get out of the house.
Regardless of whether you’re moving down the street, across town or across the country, we are right here to work with you through the dentist home loan process:: because you deserve it!
Dentists, get the home of your dreams with our Lafayette Indiana dentist home mortgage program!