Whether or not you are a first time home buyer or purchasing a new home in Irving Texas, our vetted loan officers have a strong understanding of the local real estate market and what it really takes to close your dentist home loan with efficiency and expertise.
Our loan officers in Irving Texas offer special financing for dentists, exactly like you.
First off, let’s discuss why dentist mortgage loans even exist. The reason is that dentists are really profitable customers for lenders. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to secure early career dentists by lending them more money with fewer stipulations than their competitions.
If you are trying to find a dentist mortgage loan in Irving Texas then you came to the perfect place.
You’ve trained very hard to become a dentist and buying home should not be nearly as challenging.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan just for dentists?
Yup, dentists get their own loan!
A dentist home loan is a specialty loan program created just for dentists in the home buying process.
We understand the budgetary demands of your student loan financial obligation, and how vital it is to maintain working capital for when the time is right with embarking upon your dental career. Regardless if you are a couple years into practice, or a well established dentist, you can depend on us to find a home loan that is specially tailored for your needs.
Many dental professionals in Irving Texas may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan financial debt or minimal to no work history.
Despite these factors smart loan providers know that dentists are a good bet because they traditionally have an extremely low nonpayment rate on loans, high earning potential and secure jobs.
Not all banks offer this specialized product and within banking institutions that do simply speaking to the best mortgage loan officer makes a tremendous difference.
Purchasing a house doesn’t have to empty your savings and the process doesn’t have to drain your time.
Suppose you have some funds to put down or are thinking about delaying until you have the funds?
Our loan providers can do the math for you and show you what each circumstance looks like and the benefits of each too.
In most circumstances, you’ll get your home loan paid off earlier and save thousands on interest rates too.
Additionally, don’t forget that having equity in your home will most likely provide greater security and flexibility, particularly if something unexpected happens. With the 100% financed dentist mortgage loan, you ought to anticipate to start out underwater. If something doesn’t work out and you’re forced to sell quickly, you should be prepared to write a potentially big check for up to 10% of the purchase price just to get out of the home.
Regardless of whether you are relocating down the road, across town or across the country, we are here to assist you throughout the dentist home loan process:: because you deserve it!
Dentists, get the home of your dreams with our Irving Texas dentist home loan program!