Whether you are a first time home buyer or buying a new home in Illinois, our vetted loan officers have a strong understanding of the local area real estate industry and what it really takes to secure your dentist home mortgage with efficiency and know-how.
Our loan officers in Illinois offer specialized financing for dentists, exactly like you.
First and foremost, let’s discuss why dentist mortgage loans even exist. The reason is that dentists are extremely profitable customers for lending institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to lock in early career dentists by loaning them more money with a lot fewer terms than their competition.
If you are searching for a dentist mortgage loan in Illinois then you came to the right place.
You’ve worked very hard to become a dentist and buying home really should not be nearly as difficult.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan just for dentists?
Yup, dentists get their own home loan!
A dentist home mortgage is a customized loan program designed just for dentists in the home buying process.
We recognize the economic demands of your student loan liability, and how essential it is to preserve working capital for when the time is right with launching your dental career. Whether or not you are a couple years into practice, or a well established dentist, you can rely on us to find a home loan that is exclusively tailored for your needs.
Many dentists in Illinois may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan debt or minimal to no work history.
Despite these reasons smart lending institutions know that dentists are a good choice considering that they typically have an extremely low default rate on loans, high earning potential and secure jobs.
Not all financial institutions offer this specialized product and within banking institutions that do just simply talking to the right home loan officer makes a significant difference.
Buying a house doesn’t need to drain your savings and the process doesn’t need to drain your time.
What if you have some funds to put down or are looking at waiting until you have the cash?
Our lenders can do the math for you and show you what each circumstance looks like and the advantages of each too.
In most situations, you’ll get your home mortgage paid off sooner and save thousands on interest rates too.
Furthermore, don’t overlook that having equity in your home will offer more security and overall flexibility, specifically if something unforeseen happens. With the 100% financed dentist mortgage loan, you ought to anticipate to start out underwater. If something does not work out and you are forced to sell quickly, you need to be prepared to write a potentially large check for as much as 10% of the purchase price just to get out of the house.
Whether you’re moving down the road, across town or across the country, we are here to lend a hand you all throughout the dentist home loan process:: because you deserve it!
Dentists, get the house of your dreams with our Illinois dentist home loan program!
Top cities in Illinois for a dentist home loan.
Arlington Heights
Aurora
Bloomington
Bolingbrook
Champaign
Chicago
Cicero
Decatur
Des Plaines
Elgin
Evanston
Joliet
Naperville
Orland Park
Palatine
Peoria
Rockford
Schaumburg
Skokie
Springfield
Tinley Park
Waukegan