Whether our clients are a first time home buyer or purchasing a new home in Houston Texas, our vetted loan officers have a solid understanding of the local area real estate industry and what it takes to secure your dentist home mortgage with competency and expertise.
Our loan officers in Houston Texas offer exclusive financing for dentists, just like you.
To start with, let’s discuss why dentist mortgage loans even exist. The main reason is that dentists are extremely profitable customers for lenders. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to lock in early career dentists by lending them more money with a fewer number of stipulations than their competitors.
If you are trying to find a dentist home loan in Houston Texas then you came to the perfect place.
You’ve worked very hard to become a dentist and buying home should not be nearly as difficult.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan just for dentists?
Yup, dentists get their own home loan!
A dentist home mortgage is a specialized loan program created just for dentists in the home buying process.
We understand the financial demands of your student loan financial debt, and how important it is to maintain working capital for when the time is right with starting your dental career. Whether you are a couple years into practice, or a well established dentist, you can depend on us to find a mortgage loan that is specially tailored for your needs.
A lot of dental experts in Houston Texas may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan financial obligation or minimal to no work history.
Despite these factors smart financial institutions know that dentists are a good choice because they typically have an exceptionally low default rate on loans, high earning potential and secure jobs.
Not all banks offer this specialized product and within banking institutions that do simply speaking with the right mortgage loan officer makes a significant difference.
Purchasing a home doesn’t have to drain your savings and the process doesn’t have to drain your time.
Suppose you have some cash to put down or are considering waiting until you have the funds?
Our lenders can do the math for you and show you what each situation looks like and the benefits of each too.
In most instances, you’ll get your home loan paid off sooner and save thousands of dollars on interest too.
Additionally, don’t overlook that having equity in your house will most likely provide greater security and flexibility, particularly if something unexpected happens. With the 100% financed dentist home mortgage loan, you ought to expect to begin underwater. If something doesn’t work out and you are forced to sell quickly, you need to be prepared to write a potentially large check for up to 10% of the purchase price simply to get out of the house.
Whether you are moving down the road, across town or across the country, we are right here to lend a hand you all throughout the dentist home mortgage process:: because you deserve it!
Dentists, get the home of your dreams with our Houston Texas dentist home mortgage program!