Whether or not you are a first time home buyer or buying a new home in Hamilton Ohio, our vetted loan officers have a strong understanding of the local real estate market and what it really takes to close your dentist home loan with efficiency and know-how.
Our loan officers in Hamilton Ohio provide specialized financing for dentists, like you.
First and foremost, let’s discuss why dentist mortgage loans even exist. The reason is that dentists are very profitable clients for lending institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to lock in early career dentists by loaning them more money with far fewer terms than their competitors.
If you are trying to find a dentist home loan in Hamilton Ohio then you came to the right place.
You’ve trained very hard to become a dentist and buying home should not be nearly as challenging.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan just for dentists?
Yup, dentists get their own loan!
A dentist home mortgage is a specialized loan program created just for dentists in the home purchasing process.
We are aware of the financial demands of your student loan financial debt, and how crucial it is to maintain working capital for when the time is right with embarking upon your dental career. No matter if you are a couple years into practice, or a well established dentist, you can rely on us to find a home loan that is specifically tailored for your needs.
Many dental experts in Hamilton Ohio may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan financial debt or little to no work history.
Despite these reasons smart lending institutions know that dentists are a good choice considering that they generally have an extremely low nonpayment rate on loans, high earning potential and stable jobs.
Not all banks offer this specialized product and within banking institutions that do just simply talking with the best home loan officer makes a tremendous difference.
Buying a home doesn’t need to empty your savings and the process doesn’t have to drain your time.
Suppose you have some cash to put down or are thinking about delaying until you have the funds?
Our mortgage lenders can do the math for you and show you what each situation looks like and the benefits of each too.
In most circumstances, you’ll get your home loan paid off sooner and save thousands on interest too.
Additionally, don’t forget that having equity in your home will provide more security and flexibility, specifically if something unforeseen happens. With the 100% financed dentist home mortgage loan, you should anticipate to begin under water. If something doesn’t work out and you’re forced to sell quickly, you need to be prepared to write a potentially sizable check for as much as 10% of the purchase price simply to get out of the house.
Whether you’re relocating down the street, across town or across the country, we are right here to lend a hand you throughout the dentist home loan process:: because you deserve it!
Dentists, get the house of your dreams with our Hamilton Ohio dentist home loan program!