Whether or not you are a first time home buyer or buying a new home in Eagan Minnesota, our vetted loan officers have a solid understanding of the local area real estate market and what it requires to secure your dentist home loan with competency and expertise.
Our loan officers in Eagan Minnesota provide specialized financing for dentists, just like you.
First, let’s discuss why dentist mortgage loans even exist. The reason is that dentists are really profitable customers for financial institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to secure early career dentists by loaning them more money with fewer requirements than their competitors.
If you are searching for a dentist mortgage in Eagan Minnesota then you came to the right place.
You’ve worked very hard to become a dentist and buying home shouldn’t be nearly as difficult.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan just for dentists?
Yup, dentists get their own mortgage!
A dentist home loan is a special loan program created just for dentists in the home purchasing process.
We recognize the financial demands of your student loan liability, and how vital it is to maintain working capital for when the time is right with embarking upon your dental career. Regardless if you are a couple years into practice, or a well established dentist, you can depend on us to find a home loan that is specifically tailored for your needs.
Quite a few dental experts in Eagan Minnesota may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan debt or very little to no work history.
Despite these factors smart lending institutions know that dentists are a good bet considering that they historically have an incredibly low nonpayment rate on loans, high earning potential and stable jobs.
Not all banks offer this specialized product and within banks that do simply consulting with the best mortgage officer makes a significant difference.
Buying a home doesn’t need to drain your savings and the process doesn’t have to drain your time.
What if you have some money to put down or are thinking about waiting until you have the cash?
Our loan providers can do the math for you and show you what each scenario looks like and the advantages of each too.
In most circumstances, you’ll get your mortgage paid off sooner and save thousands on interest rates too.
Furthermore, don’t overlook that having equity in your home will most likely offer more security and flexibility, especially if something unanticipated happens. With the 100% financed dentist home mortgage loan, you ought to expect to start out underwater. If something doesn’t work out and you’re forced to sell quickly, you need to be prepared to write a potentially big check for as much as 10% of the purchase price just to get out of the house.
Whether you are moving down the road, across town or across the country, we are available to work with you all throughout the dentist home loan process:: because you deserve it!
Dentists, get the home of your dreams with our Eagan Minnesota dentist home mortgage program!
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