Regardless if you are a first time home buyer or purchasing a new home in Dubuque Iowa, our vetted loan officers have a strong understanding of the local area real estate market and what it really requires to secure your dentist mortgage with efficiency and expertise.
Our loan officers in Dubuque Iowa provide special financing for dentists, like you.
First, let’s talk about why dentist mortgage loans even exist. The reason is that dentists are really profitable clients for lenders. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to secure early career dentists by loaning them more money with a fewer number of requirements than their competitions.
If you are looking for a dentist mortgage loan in Dubuque Iowa then you came to the perfect place.
You’ve trained very hard to become a dentist and purchasing home really should not be nearly as challenging.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan just for dentists?
Yup, dentists get their own mortgage!
A dentist home mortgage is a specialized loan program made just for dentists in the home buying process.
We recognize the financial demands of your student loan financial obligation, and how important it is to maintain working capital for when the time is right with launching your dental career. No matter if you are a couple years into practice, or a well established dentist, you can rely on us to find a mortgage loan that is exclusively tailored for your needs.
A lot of dental professionals in Dubuque Iowa may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan financial debt or little to no work history.
Despite these reasons smart loan providers know that dentists are a good bet due to the fact that they generally have an extremely low default rate on loans, high earning potential and secure jobs.
Not all banks offer this specialized product and within banking institutions that do simply consulting with the best mortgage officer makes a remarkable difference.
Purchasing a house doesn’t have to drain your savings and the process doesn’t need to drain your time.
What if you have some funds to put down or are thinking about waiting until you have the money?
Our loan providers can do the math for you and show you what each circumstance looks like and the benefits of each too.
In most instances, you’ll get your home loan paid off sooner and save thousands on interest too.
Furthermore, don’t overlook that having equity in your house will provide more security and overall flexibility, especially if something unplanned happens. With the 100% financed dentist home mortgage loan, you should expect to begin under water. If something does not work out and you’re forced to sell quickly, you need to be prepared to write a potentially sizable check for up to 10% of the purchase price just to get out of the home.
Regardless of whether you’re relocating down the road, across town or across the country, we are here to lend a hand you throughout the dentist home mortgage process:: because you deserve it!
Dentists, get the house of your dreams with our Dubuque Iowa dentist home mortgage program!