Regardless of whether you are a first time home buyer or purchasing a new home in Council Bluffs Iowa, our vetted loan officers have a solid understanding of the local real estate industry and what it really takes to secure your dentist home loan with proficiency and know-how.
Our loan officers in Council Bluffs Iowa offer exclusive financing for dentists, like you.
First and foremost, let’s talk about why dentist mortgage loans even exist. The reason is that dentists are extremely profitable clients for lenders. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to lock in early career dentists by loaning them more money with far fewer requirements than their competitions.
If you are looking for a dentist mortgage in Council Bluffs Iowa then you came to the right place.
You’ve worked very hard to become a dentist and buying home really should not be nearly as challenging.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan just for dentists?
Yup, dentists get their own mortgage!
A dentist mortgage is a specialty loan program developed just for dentists in the home buying process.
We understand the personal financial demands of your student loan financial debt, and how important it is to maintain working capital for when the time is right with starting your dental career. Whether or not you are a couple years into practice, or a well established dentist, you can depend on us to find a home loan that is specially tailored for your needs.
Quite a few dental experts in Council Bluffs Iowa may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan financial debt or little to no work history.
Despite these reasons smart loan providers know that dentists are a good bet because they historically have an extremely low nonpayment rate on loans, high earning potential and stable jobs.
Not all lenders offer this specialized product and within banking institutions that do just simply speaking to the right mortgage officer makes an enormous difference.
Buying a house doesn’t have to empty your savings and the process doesn’t need to drain your time.
Suppose you have some money to put down or are looking at waiting until you have the cash?
Our lenders can do the math for you and show you what each scenario looks like and the benefits of each too.
In most circumstances, you’ll get your mortgage loan paid off earlier and save thousands on interest too.
Additionally, don’t overlook that having equity in your home will offer more security and flexibility, specifically if something unplanned happens. With the 100% financed dentist mortgage loan, you should expect to begin underwater. If something does not work out and you are forced to sell quickly, you should be prepared to write a potentially sizable check for as much as 10% of the purchase price simply to get out of the home.
Regardless of whether you’re relocating down the street, across town or across the country, we are available to work with you throughout the dentist home mortgage process:: because you deserve it!
Dentists, get the home of your dreams with our Council Bluffs Iowa dentist home mortgage program!
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