Whether or not our clients are a first time home buyer or purchasing a new home in Cleveland Ohio, our vetted loan officers have a strong understanding of the local real estate market and what it requires to close your dentist home mortgage with competency and expertise.
Our loan officers in Cleveland Ohio offer specialized financing for dentists, just like you.
First and foremost, let’s discuss why dentist mortgage loans even exist. The main reason is that dentists are extremely profitable customers for financial institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to lock in early career dentists by lending them more money with far fewer requirements than their competitors.
If you are trying to find a dentist mortgage loan in Cleveland Ohio then you came to the perfect place.
You’ve worked very hard to become a dentist and purchasing home should not be nearly as challenging.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan specifically for dentists?
Yup, dentists get their own mortgage!
A dentist home mortgage is a specialized loan program put together just for dentists in the home buying process.
We recognize the economic demands of your student loan debt, and how important it is to maintain working capital for when the time is right with starting your dental career. Regardless if you are a couple years into practice, or a well established dentist, you can count on us to find a mortgage loan that is specifically tailored for your needs.
Quite a few dental experts in Cleveland Ohio may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan debt or very little to no work history.
Despite these reasons smart loan providers know that dentists are a good choice considering that they typically have an incredibly low default rate on loans, high earning potential and secure jobs.
Not all financial institutions offer this specialized product and within banks that do simply speaking with the best home loan officer makes an enormous difference.
Purchasing a house doesn’t need to empty your savings and the process doesn’t need to drain your time.
Suppose you have some money to put down or are looking at waiting until you have the money?
Our loan providers can do the math for you and show you what each circumstance looks like and the advantages of each too.
In most circumstances, you’ll get your home loan paid off earlier and save thousands of dollars on interest rates too.
Additionally, don’t forget that having equity in your house will likely offer more security and overall flexibility, specifically if something unanticipated happens. With the 100% financed dentist home mortgage loan, you should expect to begin underwater. If something does not work out and you are forced to sell quickly, you should be prepared to write a potentially big check for as much as 10% of the purchase price simply to get out of the house.
No matter if you are moving down the road, across town or across the country, we are available to lend a hand you throughout the dentist home loan process:: because you deserve it!
Dentists, get the home of your dreams with our Cleveland Ohio dentist home loan program!