Whether our clients are a first time home buyer or purchasing a new home in Burnsville Minnesota, our vetted loan officers have a strong understanding of the local real estate industry and what it really takes to secure your dentist home loan with proficiency and expertise.
Our loan officers in Burnsville Minnesota offer exclusive financing for dentists, exactly like you.
To start with, let’s discuss why dentist mortgage loans even exist. The reason is that dentists are extremely profitable clients for lending institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to lock in early career dentists by lending them more money with a lot fewer requirements than their competitors.
If you are trying to find a dentist mortgage loan in Burnsville Minnesota then you came to the right place.
You’ve worked very hard to become a dentist and buying home should not be nearly as difficult.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan only for dentists?
Yup, dentists get their own mortgage!
A dentist mortgage is a specialty loan program created just for dentists in the home purchasing process.
We understand the personal financial demands of your student loan liability, and how essential it is to preserve working capital for when the time is right with starting your dental career. Regardless if you are a couple years into practice, or a well established dentist, you can rely on us to find a mortgage loan that is specially tailored for your needs.
A lot of dentists in Burnsville Minnesota may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan financial debt or little to no work history.
Despite these factors smart lenders know that dentists are a good bet because they traditionally have an incredibly low nonpayment rate on loans, high earning potential and secure jobs.
Not all banks offer this specialized product and within banks that do just simply talking to the best home loan officer makes a tremendous difference.
Buying a house doesn’t have to drain your savings and the process doesn’t need to drain your time.
What if you have some money to put down or are thinking about waiting until you have the funds?
Our lenders can do the math for you and show you what each scenario looks like and the advantages of each too.
In most situations, you’ll get your mortgage paid off earlier and save thousands of dollars on interest rates too.
Furthermore, don’t forget that having equity in your house will likely offer more security and overall flexibility, particularly if something unanticipated happens. With the 100% financed dentist mortgage loan, you should anticipate to start out under water. If something doesn’t work out and you’re forced to sell quickly, you need to be prepared to write a potentially big check for as much as 10% of the purchase price just to get out of the house.
Regardless of whether you’re moving down the road, across town or across the country, we are right here to lend a hand you through the dentist home loan process:: because you deserve it!
Dentists, get the home of your dreams with our Burnsville Minnesota dentist home mortgage program!