Whether or not our clients are a first time home buyer or buying a new home in Bloomington Indiana, our vetted loan officers have a solid understanding of the local real estate industry and what it really takes to secure your dentist home mortgage with proficiency and know-how.
Our loan officers in Bloomington Indiana provide specialized financing for dentists, exactly like you.
First, let’s talk about why dentist mortgage loans even exist. The main reason is that dentists are really profitable clients for financial institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to secure early career dentists by lending them more money with a fewer number of stipulations than their competitors.
If you are trying to find a dentist mortgage loan in Bloomington Indiana then you came to the right place.
You’ve trained very hard to become a dentist and buying home shouldn’t be nearly as difficult.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan just for dentists?
Yup, dentists get their own mortgage!
A dentist home loan is a special loan program created just for dentists in the home buying process.
We recognize the financial demands of your student loan financial debt, and how essential it is to preserve working capital for when the time is right with starting your dental career. Regardless if you are a couple years into practice, or a well established dentist, you can count on us to find a home loan that is specially tailored for your needs.
A large number of dentists in Bloomington Indiana may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan financial debt or little to no work history.
Despite these factors smart lending institutions know that dentists are a good choice due to the fact that they historically have an exceptionally low nonpayment rate on loans, high earning potential and secure jobs.
Not all banks offer this specialized product and within banking institutions that do simply consulting with the right mortgage loan officer makes a tremendous difference.
Purchasing a house doesn’t have to empty your savings and the process doesn’t have to drain your time.
Suppose you have some cash to put down or are considering waiting until you have the cash?
Our loan providers can do the math for you and show you what each scenario looks like and the benefits of each too.
In most cases, you’ll get your mortgage loan paid off earlier and save thousands of dollars on interest too.
Additionally, don’t overlook that having equity in your home will likely offer greater security and flexibility, specifically if something unplanned happens. With the 100% financed dentist mortgage loan, you ought to expect to start out under water. If something does not work out and you are forced to sell quickly, you need to be prepared to write a potentially sizable check for as much as 10% of the purchase price simply to get out of the home.
Whether you are relocating down the road, across town or across the country, we are right here to lend a hand you through the dentist home mortgage process:: because you deserve it!
Dentists, get the home of your dreams with our Bloomington Indiana dentist home loan program!