Whether or not you are a first time home buyer or purchasing a new home in Bellevue Washington, our vetted loan officers have a solid understanding of the local area real estate market and what it requires to close your dentist mortgage with efficiency and expertise.
Our loan officers in Bellevue Washington offer special financing for dentists, just like you.
First off, let’s discuss why dentist mortgage loans even exist. The reason is that dentists are really profitable customers for lenders. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to lock in early career dentists by loaning them more money with a fewer number of stipulations than their competitions.
If you are searching for a dentist home loan in Bellevue Washington then you came to the perfect place.
You’ve worked very hard to become a dentist and purchasing home should not be nearly as difficult.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan specifically for dentists?
Yup, dentists get their own home loan!
A dentist home mortgage is a customized loan program put together just for dentists in the home purchasing process.
We understand the personal financial demands of your student loan financial debt, and how important it is to maintain working capital for when the time is right with embarking upon your dental career. No matter if you are a couple years into practice, or a well established dentist, you can rely on us to find a mortgage loan that is specially tailored for your needs.
Many dentists in Bellevue Washington may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan debt or minimal to no work history.
Despite these reasons smart financial institutions know that dentists are a good choice considering that they generally have an exceptionally low default rate on loans, high earning potential and stable jobs.
Not all banks offer this specialized product and within banks that do simply speaking to the right home loan officer makes a significant difference.
Purchasing a house doesn’t have to empty your savings and the process doesn’t have to drain your time.
What if you have some cash to put down or are considering delaying until you have the cash?
Our loan providers can do the math for you and show you what each scenario looks like and the benefits of each too.
In most instances, you’ll get your home mortgage paid off earlier and save thousands on interest rates too.
Additionally, don’t overlook that having equity in your house will offer greater security and flexibility, specifically if something unplanned happens. With the 100% financed dentist mortgage loan, you ought to anticipate to begin under water. If something does not work out and you are forced to sell quickly, you should be prepared to write a potentially sizable check for as much as 10% of the purchase price simply to get out of the home.
No matter if you are moving down the road, across town or across the country, we are here to help you throughout the dentist home loan process:: because you deserve it!
Dentists, get the home of your dreams with our Bellevue Washington dentist home loan program!