Whether or not you are a first time home buyer or buying a new home in Hickory North Carolina, our vetted loan officers have a solid understanding of the local area real estate industry and what it really requires to close your dentist home mortgage with proficiency and expertise.
Our loan officers in Hickory North Carolina offer exclusive financing for dentists, exactly like you.
First off, let’s discuss why dentist mortgage loans even exist. The main reason is that dentists are very profitable customers for lenders. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to lock in early career dentists by loaning them more money with a fewer number of requirements than their competitors.
If you are searching for a dentist mortgage in Hickory North Carolina then you came to the right place.
You’ve worked very hard to become a dentist and buying home should not be nearly as challenging.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan specifically for dentists?
Yup, dentists get their own loan!
A dentist home loan is a customized loan program created just for dentists in the home buying process.
We recognize the financial demands of your student loan liability, and how vital it is to preserve working capital for when the time is right with starting your dental career. No matter if you are a couple years into practice, or a well established dentist, you can count on us to find a home loan that is specially tailored for your needs.
A large number of dental experts in Hickory North Carolina may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan financial debt or very little to no work history.
Despite these factors smart loan providers know that dentists are a good bet considering that they traditionally have an exceptionally low nonpayment rate on loans, high earning potential and secure jobs.
Not all banks offer this specialized product and within banks that do simply speaking to the best home loan officer makes a significant difference.
Buying a house doesn’t have to empty your savings and the process doesn’t need to drain your time.
Suppose you have some cash to put down or are looking at waiting until you have the money?
Our loan providers can do the math for you and show you what each situation looks like and the benefits of each too.
In most instances, you’ll get your home mortgage paid off earlier and save thousands on interest rates too.
Furthermore, don’t forget that having equity in your house will most likely offer more security and overall flexibility, particularly if something unanticipated happens. With the 100% financed dentist home mortgage loan, you ought to expect to start out under water. If something doesn’t work out and you are forced to sell quickly, you should be prepared to write a potentially big check for as much as 10% of the purchase price just to get out of the house.
Whether you’re moving down the street, across town or across the country, we are right here to help you through the dentist home mortgage process:: because you deserve it!
Dentists, get the home of your dreams with our Hickory North Carolina dentist home loan program!