Whether or not our clients are a first time home buyer or buying a new home in Winston Salem North Carolina, our vetted loan officers have a strong understanding of the local real estate market and what it really takes to close your dentist home mortgage with competency and know-how.
Our loan officers in Winston Salem North Carolina offer exclusive financing for dentists, exactly like you.
First, let’s talk about why dentist mortgage loans even exist. The main reason is that dentists are really profitable clients for lenders. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to secure early career dentists by lending them more money with a fewer number of requirements than their competitions.
If you are trying to find a dentist mortgage in Winston Salem North Carolina then you came to the right place.
You’ve trained very hard to become a dentist and buying home really should not be nearly as challenging.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan specifically for dentists?
Yup, dentists get their own loan!
A dentist mortgage is a special loan program put together just for dentists in the home buying process.
We understand the economic demands of your student loan financial debt, and how crucial it is to maintain working capital for when the time is right with starting your dental career. Regardless if you are a couple years into practice, or a well established dentist, you can count on us to find a mortgage loan that is exclusively tailored for your needs.
Quite a few dental professionals in Winston Salem North Carolina may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan financial debt or little to no work history.
Despite these reasons smart lenders know that dentists are a good choice considering that they historically have an exceptionally low default rate on loans, high earning potential and secure jobs.
Not all mortgage lenders offer this specialized product and within banks that do simply speaking with the best mortgage officer makes a significant difference.
Buying a home doesn’t have to empty your savings and the process doesn’t have to drain your time.
Suppose you have some funds to put down or are looking at waiting until you have the money?
Our lenders can do the math for you and show you what each situation looks like and the benefits of each too.
In most instances, you’ll get your mortgage loan paid off sooner and save thousands of dollars on interest rates too.
Additionally, don’t forget that having equity in your house will likely provide greater security and overall flexibility, especially if something unexpected happens. With the 100% financed dentist mortgage loan, you ought to expect to begin underwater. If something doesn’t work out and you are forced to sell quickly, you need to be prepared to write a potentially big check for up to 10% of the purchase price simply to get out of the house.
Whether you are moving down the road, across town or across the country, we are available to lend a hand you throughout the dentist home mortgage process:: because you deserve it!
Dentists, get the house of your dreams with our Winston Salem North Carolina dentist home loan program!