Regardless of whether our clients are a first time home buyer or buying a new home in Durham North Carolina, our vetted loan officers have a strong understanding of the local real estate industry and what it really requires to close your dentist mortgage with competency and expertise.
Our loan officers in Durham North Carolina provide special financing for dentists, exactly like you.
First off, let’s talk about why dentist mortgage loans even exist. The reason is that dentists are extremely profitable customers for lending institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to secure early career dentists by loaning them more money with a fewer number of stipulations than their competitors.
If you are trying to find a dentist mortgage loan in Durham North Carolina then you came to the perfect place.
You’ve trained very hard to become a dentist and buying home shouldn’t be nearly as challenging.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan specifically for dentists?
Yup, dentists get their own home loan!
A dentist mortgage is a specialty loan program created just for dentists in the home purchasing process.
We understand the personal financial demands of your student loan financial obligation, and how vital it is to maintain working capital for when the time is right with embarking upon your dental career. No matter if you are a couple years into practice, or a well established dentist, you can rely on us to find a home loan that is exclusively tailored for your needs.
Many dental experts in Durham North Carolina may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan financial obligation or minimal to no work history.
Despite these reasons smart lending institutions know that dentists are a good choice because they historically have an extremely low nonpayment rate on loans, high earning potential and secure jobs.
Not all mortgage lenders offer this specialized product and within banking institutions that do simply speaking to the best mortgage officer makes a tremendous difference.
Purchasing a house doesn’t need to drain your savings and the process doesn’t need to drain your time.
What if you have some money to put down or are thinking about delaying until you have the funds?
Our mortgage lenders can do the math for you and show you what each circumstance looks like and the benefits of each too.
In most situations, you’ll get your home loan paid off earlier and save thousands of dollars on interest rates too.
Furthermore, don’t overlook that having equity in your home will most likely offer more security and flexibility, especially if something unplanned happens. With the 100% financed dentist home mortgage loan, you ought to anticipate to start out under water. If something does not work out and you’re forced to sell quickly, you need to be prepared to write a potentially big check for up to 10% of the purchase price simply to get out of the home.
Regardless of whether you are moving down the road, across town or across the country, we are here to work with you all throughout the dentist home mortgage process:: because you deserve it!
Dentists, get the house of your dreams with our Durham North Carolina dentist home loan program!