Whether or not our clients are a first time home buyer or purchasing a new home in Union City New Jersey, our vetted loan officers have a strong understanding of the local real estate market and what it really takes to close your dentist home loan with proficiency and know-how.
Our loan officers in Union City New Jersey provide exclusive financing for dentists, exactly like you.
First off, let’s talk about why dentist mortgage loans even exist. The main reason is that dentists are very profitable clients for financial institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to secure early career dentists by loaning them more money with far fewer stipulations than their competitors.
If you are looking for a dentist mortgage loan in Union City New Jersey then you came to the right place.
You’ve worked very hard to become a dentist and purchasing home shouldn’t be nearly as challenging.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan only for dentists?
Yup, dentists get their own loan!
A dentist home mortgage is a specialty loan program made just for dentists in the home purchasing process.
We are aware of the personal financial demands of your student loan financial debt, and how important it is to maintain working capital for when the time is right with launching your dental career. Whether or not you are a couple years into practice, or a well established dentist, you can count on us to find a mortgage loan that is exclusively tailored for your needs.
Many dental professionals in Union City New Jersey may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan debt or very little to no work history.
Despite these reasons smart lenders know that dentists are a good choice considering that they generally have an extremely low nonpayment rate on loans, high earning potential and secure jobs.
Not all banks offer this specialized product and within banks that do simply speaking with the right home loan officer makes a remarkable difference.
Purchasing a house doesn’t have to empty your savings and the process doesn’t need to drain your time.
Suppose you have some cash to put down or are looking at waiting until you have the money?
Our lenders can do the math for you and show you what each circumstance looks like and the advantages of each too.
In most instances, you’ll get your mortgage paid off earlier and save thousands on interest rates too.
Additionally, don’t forget that having equity in your house will offer more security and flexibility, especially if something unanticipated happens. With the 100% financed dentist mortgage loan, you ought to anticipate to start out under water. If something does not work out and you are forced to sell quickly, you need to be prepared to write a potentially sizable check for up to 10% of the purchase price simply to get out of the home.
Whether you are relocating down the street, across town or across the country, we are right here to help you all throughout the dentist home mortgage process:: because you deserve it!
Dentists, get the home of your dreams with our Union City New Jersey dentist home mortgage program!