Whether you are a first time home buyer or purchasing a new home in Trenton New Jersey, our vetted loan officers have a strong understanding of the local area real estate industry and what it really takes to secure your dentist mortgage with competency and expertise.
Our loan officers in Trenton New Jersey offer specialized financing for dentists, like you.
First off, let’s talk about why dentist mortgage loans even exist. The reason is that dentists are extremely profitable clients for lending institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to lock in early career dentists by lending them more money with a lot fewer terms than their competitions.
If you are looking for a dentist home loan in Trenton New Jersey then you came to the perfect place.
You’ve worked very hard to become a dentist and purchasing home shouldn’t be nearly as challenging.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan only for dentists?
Yup, dentists get their own home loan!
A dentist home loan is a customized loan program made just for dentists in the home purchasing process.
We are aware of the financial demands of your student loan liability, and how vital it is to maintain working capital for when the time is right with starting your dental career. Whether you are a couple years into practice, or a well established dentist, you can rely on us to find a home loan that is exclusively tailored for your needs.
Many dentists in Trenton New Jersey may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan debt or little to no work history.
Despite these reasons smart loan providers know that dentists are a good bet considering that they typically have an extremely low nonpayment rate on loans, high earning potential and secure jobs.
Not all banks offer this specialized product and within banking institutions that do simply talking to the right mortgage loan officer makes a significant difference.
Buying a house doesn’t need to drain your savings and the process doesn’t have to drain your time.
What if you have some cash to put down or are considering waiting until you have the money?
Our lenders can do the math for you and show you what each circumstance looks like and the advantages of each too.
In most circumstances, you’ll get your home loan paid off earlier and save thousands on interest too.
Furthermore, don’t forget that having equity in your home will definitely offer more security and flexibility, specifically if something unplanned happens. With the 100% financed dentist mortgage loan, you should expect to begin under water. If something does not work out and you’re forced to sell quickly, you should be prepared to write a potentially large check for as much as 10% of the purchase price just to get out of the house.
Regardless of whether you’re relocating down the road, across town or across the country, we are right here to help you throughout the dentist home loan process:: because you deserve it!
Dentists, get the house of your dreams with our Trenton New Jersey dentist home loan program!
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