Whether or not our clients are a first time home buyer or buying a new home in Shoreline Washington, our vetted loan officers have a strong understanding of the local real estate market and what it takes to close your dentist mortgage with competency and know-how.
Our loan officers in Shoreline Washington provide specialized financing for dentists, just like you.
First off, let’s discuss why dentist mortgage loans even exist. The main reason is that dentists are extremely profitable clients for lending institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to secure early career dentists by loaning them more money with fewer requirements than their competitions.
If you are searching for a dentist mortgage loan in Shoreline Washington then you came to the perfect place.
You’ve trained very hard to become a dentist and purchasing home really should not be nearly as difficult.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan just for dentists?
Yup, dentists get their own mortgage!
A dentist mortgage is a specialty loan program created just for dentists in the home purchasing process.
We recognize the economic demands of your student loan liability, and how vital it is to preserve working capital for when the time is right with launching your dental career. Whether you are a couple years into practice, or a well established dentist, you can count on us to find a mortgage loan that is specially tailored for your needs.
Many dentists in Shoreline Washington may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan financial debt or very little to no work history.
Despite these reasons smart financial institutions know that dentists are a good choice due to the fact that they generally have an extremely low default rate on loans, high earning potential and secure jobs.
Not all lenders offer this specialized product and within banking institutions that do simply speaking with the best mortgage officer makes a tremendous difference.
Purchasing a house doesn’t have to drain your savings and the process doesn’t need to drain your time.
What if you have some funds to put down or are looking at delaying until you have the cash?
Our mortgage lenders can do the math for you and show you what each situation looks like and the advantages of each too.
In most circumstances, you’ll get your home mortgage paid off earlier and save thousands of dollars on interest too.
Furthermore, don’t forget that having equity in your house will provide greater security and overall flexibility, especially if something unexpected happens. With the 100% financed dentist mortgage loan, you should anticipate to start out underwater. If something does not work out and you’re forced to sell quickly, you should be prepared to write a potentially large check for as much as 10% of the purchase price simply to get out of the home.
Whether you’re relocating down the street, across town or across the country, we are right here to help you throughout the dentist home loan process:: because you deserve it!
Dentists, get the house of your dreams with our Shoreline Washington dentist home loan program!