Whether or not our clients are a first time home buyer or buying a new home in Kirkland Washington, our vetted loan officers have a strong understanding of the local real estate industry and what it takes to secure your dentist mortgage with proficiency and know-how.
Our loan officers in Kirkland Washington provide specialized financing for dentists, exactly like you.
First and foremost, let’s discuss why dentist mortgage loans even exist. The main reason is that dentists are extremely profitable customers for financial institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to lock in early career dentists by lending them more money with fewer terms than their competitors.
If you are looking for a dentist home loan in Kirkland Washington then you came to the right place.
You’ve trained very hard to become a dentist and purchasing home shouldn’t be nearly as challenging.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan specifically for dentists?
Yup, dentists get their own home loan!
A dentist home mortgage is a specialty loan program developed just for dentists in the home buying process.
We recognize the financial demands of your student loan financial debt, and how important it is to maintain working capital for when the time is right with starting your dental career. Whether you are a couple years into practice, or a well established dentist, you can depend on us to find a home loan that is exclusively tailored for your needs.
A large number of dental professionals in Kirkland Washington may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan financial debt or minimal to no work history.
Despite these factors smart loan providers know that dentists are a good bet considering that they historically have an incredibly low default rate on loans, high earning potential and secure jobs.
Not all lenders offer this specialized product and within banks that do simply talking to the right mortgage officer makes a tremendous difference.
Buying a home doesn’t need to empty your savings and the process doesn’t need to drain your time.
What if you have some money to put down or are considering waiting until you have the cash?
Our lenders can do the math for you and show you what each scenario looks like and the advantages of each too.
In most cases, you’ll get your home loan paid off sooner and save thousands on interest too.
Furthermore, don’t overlook that having equity in your home will likely offer more security and flexibility, specifically if something unplanned happens. With the 100% financed dentist mortgage loan, you should expect to start out under water. If something doesn’t work out and you are forced to sell quickly, you need to be prepared to write a potentially big check for as much as 10% of the purchase price just to get out of the home.
Whether you are moving down the street, across town or across the country, we are here to lend a hand you all throughout the dentist home mortgage process:: because you deserve it!
Dentists, get the home of your dreams with our Kirkland Washington dentist home loan program!
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