Whether you are a first time home buyer or purchasing a new home in Memphis Tennessee, our vetted loan officers have a solid understanding of the local real estate industry and what it really takes to secure your dentist home loan with efficiency and expertise.
Our loan officers in Memphis Tennessee offer special financing for dentists, like you.
To start with, let’s talk about why dentist mortgage loans even exist. The reason is that dentists are extremely profitable customers for lending institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to lock in early career dentists by loaning them more money with fewer terms than their competitions.
If you are searching for a dentist mortgage in Memphis Tennessee then you came to the right place.
You’ve trained very hard to become a dentist and buying home really should not be nearly as difficult.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan just for dentists?
Yup, dentists get their own home loan!
A dentist mortgage is a specialty loan program designed just for dentists in the home buying process.
We understand the economic demands of your student loan financial obligation, and how essential it is to maintain working capital for when the time is right with launching your dental career. Whether or not you are a couple years into practice, or a well established dentist, you can depend on us to find a mortgage loan that is specially tailored for your needs.
A large number of dentists in Memphis Tennessee may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan debt or very little to no work history.
Despite these factors smart loan providers know that dentists are a good choice due to the fact that they generally have an exceptionally low nonpayment rate on loans, high earning potential and stable jobs.
Not all lenders offer this specialized product and within banking institutions that do simply speaking to the best home loan officer makes an enormous difference.
Buying a home doesn’t need to drain your savings and the process doesn’t have to drain your time.
Suppose you have some cash to put down or are considering delaying until you have the funds?
Our mortgage lenders can do the math for you and show you what each scenario looks like and the advantages of each too.
In most cases, you’ll get your home mortgage paid off earlier and save thousands on interest rates too.
Additionally, don’t overlook that having equity in your home will most likely offer greater security and overall flexibility, specifically if something unforeseen happens. With the 100% financed dentist home mortgage loan, you ought to anticipate to start out under water. If something does not work out and you are forced to sell quickly, you should be prepared to write a potentially big check for as much as 10% of the purchase price just to get out of the home.
Whether you are moving down the road, across town or across the country, we are available to work with you through the dentist home loan process:: because you deserve it!
Dentists, get the home of your dreams with our Memphis Tennessee dentist home mortgage program!
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