Whether or not you are a first time home buyer or purchasing a new home in Youngstown Ohio, our vetted loan officers have a strong understanding of the local area real estate market and what it really requires to close your dentist mortgage with competency and know-how.
Our loan officers in Youngstown Ohio offer specialized financing for dentists, like you.
First, let’s talk about why dentist mortgage loans even exist. The main reason is that dentists are very profitable customers for lending institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to lock in early career dentists by loaning them more money with a lot fewer requirements than their competitors.
If you are looking for a dentist mortgage loan in Youngstown Ohio then you came to the perfect place.
You’ve trained very hard to become a dentist and purchasing home should not be nearly as challenging.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan only for dentists?
Yup, dentists get their own home loan!
A dentist home loan is a customized loan program designed just for dentists in the home purchasing process.
We understand the financial demands of your student loan debt, and how vital it is to preserve working capital for when the time is right with embarking upon your dental career. No matter if you are a couple years into practice, or a well established dentist, you can rely on us to find a home loan that is specifically tailored for your needs.
Many dental experts in Youngstown Ohio may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan financial obligation or little to no work history.
Despite these reasons smart lending institutions know that dentists are a good choice considering that they traditionally have an extremely low default rate on loans, high earning potential and secure jobs.
Not all banks offer this specialized product and within banks that do simply speaking with the best mortgage officer makes a remarkable difference.
Purchasing a home doesn’t need to drain your savings and the process doesn’t need to drain your time.
Suppose you have some money to put down or are thinking about waiting until you have the cash?
Our lenders can do the math for you and show you what each scenario looks like and the advantages of each too.
In most circumstances, you’ll get your home loan paid off sooner and save thousands on interest too.
Additionally, don’t overlook that having equity in your home will likely provide greater security and overall flexibility, specifically if something unplanned happens. With the 100% financed dentist mortgage loan, you ought to anticipate to start out under water. If something doesn’t work out and you’re forced to sell quickly, you need to be prepared to write a potentially big check for up to 10% of the purchase price just to get out of the home.
No matter if you are relocating down the road, across town or across the country, we are available to assist you throughout the dentist home loan process:: because you deserve it!
Dentists, get the house of your dreams with our Youngstown Ohio dentist home mortgage program!