Whether or not you are a first time home buyer or purchasing a new home in Parma Ohio, our vetted loan officers have a solid understanding of the local real estate industry and what it really requires to close your dentist home loan with proficiency and know-how.
Our loan officers in Parma Ohio offer specialized financing for dentists, just like you.
First, let’s discuss why dentist mortgage loans even exist. The main reason is that dentists are really profitable clients for lending institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to secure early career dentists by loaning them more money with far fewer terms than their competitions.
If you are searching for a dentist mortgage in Parma Ohio then you came to the perfect place.
You’ve worked very hard to become a dentist and purchasing home shouldn’t be nearly as challenging.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan specifically for dentists?
Yup, dentists get their own loan!
A dentist home mortgage is a specialty loan program put together just for dentists in the home buying process.
We are aware of the budgetary demands of your student loan financial obligation, and how crucial it is to maintain working capital for when the time is right with starting your dental career. Whether you are a couple years into practice, or a well established dentist, you can rely on us to find a home loan that is specially tailored for your needs.
A large number of dental experts in Parma Ohio may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan debt or little to no work history.
Despite these reasons smart loan providers know that dentists are a good choice due to the fact that they typically have an exceptionally low default rate on loans, high earning potential and secure jobs.
Not all mortgage lenders offer this specialized product and within banks that do just simply talking to the best mortgage officer makes a remarkable difference.
Buying a house doesn’t need to empty your savings and the process doesn’t have to drain your time.
What if you have some cash to put down or are considering waiting until you have the funds?
Our loan providers can do the math for you and show you what each scenario looks like and the advantages of each too.
In most situations, you’ll get your mortgage paid off earlier and save thousands of dollars on interest rates too.
Furthermore, don’t forget that having equity in your house will definitely offer more security and flexibility, especially if something unplanned happens. With the 100% financed dentist mortgage loan, you ought to anticipate to start out underwater. If something does not work out and you’re forced to sell quickly, you need to be prepared to write a potentially big check for up to 10% of the purchase price just to get out of the home.
Regardless of whether you are relocating down the road, across town or across the country, we are right here to help you through the dentist home loan process:: because you deserve it!
Dentists, get the home of your dreams with our Parma Ohio dentist home mortgage program!