Regardless if you are a first time home buyer or purchasing a new home in Cincinnati Ohio, our vetted loan officers have a strong understanding of the local area real estate industry and what it really requires to secure your dentist mortgage with efficiency and expertise.
Our loan officers in Cincinnati Ohio provide special financing for dentists, just like you.
To start with, let’s talk about why dentist mortgage loans even exist. The main reason is that dentists are extremely profitable customers for lending institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to secure early career dentists by lending them more money with far fewer requirements than their competitors.
If you are looking for a dentist mortgage loan in Cincinnati Ohio then you came to the perfect place.
You’ve trained very hard to become a dentist and purchasing home should not be nearly as difficult.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan just for dentists?
Yup, dentists get their own loan!
A dentist home mortgage is a specialized loan program made just for dentists in the home purchasing process.
We recognize the personal financial demands of your student loan financial obligation, and how essential it is to preserve working capital for when the time is right with launching your dental career. No matter if you are a couple years into practice, or a well established dentist, you can depend on us to find a home loan that is specially tailored for your needs.
Quite a few dental professionals in Cincinnati Ohio may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan financial debt or little to no work history.
Despite these factors smart lenders know that dentists are a good bet because they generally have an exceptionally low default rate on loans, high earning potential and stable jobs.
Not all banks offer this specialized product and within banks that do simply talking with the right mortgage loan officer makes a remarkable difference.
Purchasing a home doesn’t have to drain your savings and the process doesn’t need to drain your time.
Suppose you have some money to put down or are looking at waiting until you have the funds?
Our lenders can do the math for you and show you what each scenario looks like and the advantages of each too.
In most instances, you’ll get your mortgage loan paid off sooner and save thousands of dollars on interest rates too.
Additionally, don’t forget that having equity in your house will likely offer more security and flexibility, especially if something unforeseen happens. With the 100% financed dentist home mortgage loan, you should expect to start out under water. If something does not work out and you’re forced to sell quickly, you need to be prepared to write a potentially large check for as much as 10% of the purchase price simply to get out of the house.
Whether you are moving down the street, across town or across the country, we are right here to assist you all throughout the dentist home loan process:: because you deserve it!
Dentists, get the house of your dreams with our Cincinnati Ohio dentist home mortgage program!