Whether or not our clients are a first time home buyer or buying a new home in Columbus Ohio, our vetted loan officers have a strong understanding of the local area real estate market and what it really takes to secure your dentist mortgage with proficiency and know-how.
Our loan officers in Columbus Ohio provide special financing for dentists, just like you.
To start with, let’s talk about why dentist mortgage loans even exist. The main reason is that dentists are very profitable clients for lenders. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to lock in early career dentists by lending them more money with fewer stipulations than their competitors.
If you are trying to find a dentist mortgage loan in Columbus Ohio then you came to the perfect place.
You’ve trained very hard to become a dentist and purchasing home really should not be nearly as difficult.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan just for dentists?
Yup, dentists get their own home loan!
A dentist home loan is a customized loan program made just for dentists in the home buying process.
We recognize the economic demands of your student loan liability, and how vital it is to preserve working capital for when the time is right with embarking upon your dental career. Whether you are a couple years into practice, or a well established dentist, you can count on us to find a home loan that is specially tailored for your needs.
Many dental professionals in Columbus Ohio may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan debt or little to no work history.
Despite these factors smart loan providers know that dentists are a good bet because they generally have an incredibly low nonpayment rate on loans, high earning potential and secure jobs.
Not all mortgage lenders offer this specialized product and within banks that do just simply speaking with the best mortgage loan officer makes a significant difference.
Purchasing a house doesn’t need to drain your savings and the process doesn’t have to drain your time.
What if you have some cash to put down or are considering waiting until you have the money?
Our loan providers can do the math for you and show you what each scenario looks like and the benefits of each too.
In most instances, you’ll get your mortgage paid off sooner and save thousands of dollars on interest rates too.
Additionally, don’t forget that having equity in your home will offer more security and flexibility, particularly if something unforeseen happens. With the 100% financed dentist mortgage loan, you should expect to begin under water. If something does not work out and you’re forced to sell quickly, you need to be prepared to write a potentially large check for as much as 10% of the purchase price simply to get out of the home.
Regardless of whether you’re relocating down the road, across town or across the country, we are right here to lend a hand you throughout the dentist home mortgage process:: because you deserve it!
Dentists, get the house of your dreams with our Columbus Ohio dentist home loan program!
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